Few of you already know. Just thought I'd post up a few pictures so you guys can see the damage to her

Its defaintly a write off, but good news, they are paying out. However the premium will rise as the mods I had on her wernt declared.
Lesson well learnt I think. In the future I will most defaintly insure all the mods I do because its just not worth it..



Breaks my heart to look at it







Argh, and there they are.

what seems to be the officer problem?

*Edit* how in gods name did you manage to crash on that road?

**Edit** Will it not T-cut out??? (sorry, couldnt help it)

Haha Funny


everyone asks me that. Bascially was going round the bend, and the back out compeltly went, So I traveld down the road going side ways for a while, then tried to snatch it back round, which the spun me the opposite way. Then I hit that nice mans fence, and my car flipped to where you see it

Jeeeeeeeeeeeeebus.. you are lucky they're paying out even though you didnt declare the mods. Like you say lesson learned young man.

I know, They must of only had a quick look at it. As it was lowerd 45mm as well. However they didnt say/see anything when they were reading out my list of mods.

They seem to think I have a full system exhaust though, so I told them its only a back box which it is.

I don't mean to preach and sorry if I have got the wrong guy here but were you saying before how annoying it is not being able to get insured on an ST?

Imagine how I feel seeing this having paid 2k, 1.4k, 1.2k, 800, 650, on my old 1.1 litre saxo before making the step to a quicker car, you haven't insured mods and lost the back end of your car in what looks like a 30mph zone.

Glad to hear your ok though, it's only metal, you cannot be repaired. What car are you thinking of next?

I completely understand what your saying. I think the same, I say to all my mates its mugs like that who make insurance go up so high. And I've just done it myself.

It was a national road. And The truth is, no bullshit, I wasn’t going that quick. I recently purchased them black alloys and the guy said they were slippery cheap tyres. I just recently had my car lowered as well.

I have no idea how quick I was going round the bend, All i know is I had been round it quicker. I wasn’t expecting anything like that to happen as I went round it.

Depends on how much I get paid out mate, I’m looking to get a Zetec S now as its the nearest thing to an ST. But we will have to see eh.

Cool man, cheers for not biting my head off. Check out the Diesal ZS's apparently they are as quick as ST's in-gear.

Yeah, Ive heard that lol. I'll defaintly be looking into it. Anyway, Ill let you know how the insurance does go and what the payout is

Bloody Hell your lucky mate, glad your okay like said its only metal. Hope you have better luck with your ZS if you go down that route.

Prime example why i insist on going for good tires , at the end of the day it is the only thing holding your car to the black stuff ,
Glad to hear your ok mate, could have been a lot worse , imagine if you spun off into a path of a truck ,
I’m not going to rant on about how you should of insure your mods , but you were lucky they payed out
Its crashes like that , that makes you take two steps back and think that could have been a lot worse and you could of potentially killed yourself or your mates , it really doesn’t take a lot.
Good luck wit the next car



My mates focus , he was not speeding , but dint know the road , and a dear ran out infront of him , one swerve later , he was of the road and down a bank into a tree , he limped out of that one. . .

blimy you were lucky there! these little fez's seem to be able to handle pretty big smashes without causing injury to the driver!

Here is the Ncap for a Fez if anyone wants to have a look...

http://www.euroncap.com/tests/ford_fiesta_2002/141.aspx

...Glad you're ok bud!

Bad pics

Very glad that no third party was injured.
I can only go on the above evidence, you said the back end stepped out and the tyres were cheap (tread looks ok from pics, can't see rears fully) and you have been around that bend faster ! It takes some doing to loose control of a car on a bend in the absence of ice/oil/diesel, even with rubbish tyres, it doesn't matter what the Speed Limit is, this doesn't mean you Must drive at or above it nor around the bend at the suggested speed.

I know you really like you car and modding it, but I really think it is not time for you to move up in terms of power, I want to ensure and am sure the rest of the forum will agree that we what to keep hearing from you.