Scott do you argee with other people about the car thing?
Its a 1.25 not the fastest its an o5 plate
I know i cant say i wont crash as i could be in a situation where i have know choice as it just happens
I wouldn't worry how new the car is personally. If I could have afforded it I probably would have got one. The insurance is usually lower on the newer cars also, as they have better safety features.
A 1.25 is a sensible engine size too. However, I wouldn't be so bothered about the kit if I had a new car. It will bump up your insurance a fair bit and it is going to cost you a few quid if for example you hit one of the modified parts against a wall or something! You probably won't want to make a claim for that.
In your situation I would probably go for a newish Fiesta, 1.25 without a kit, Get a years no claims discount and then reconsider your options. With a years driving experience under your belt and 1 years ncd, you could perhaps upgrade to a zetec s, that is if you still want a Fiesta.
If you spend all your cash now on a kitted Fiesta, it might not be the best choice.