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Hi,
How come it is just as cheap infarct cheaper to insure a 1.6 zetec s 2007 new than it is to insure a 1.25 2004 fiesta?
Probably because new drivers are more likely to pick the smaller, less powerful car. So there are more young inexperienced drivers driving them. Something daft like 25% of new drivers make a claim in their first year. Hence the cost of insuring that kind of car goes up.
I read a post on a forum once from an 18 year old who got a BMW 518. Cost him half what a fiesta did because it's not a typical first car.
I think you're wasting time looking at zetec S type cars. It's too much welly for a new driver and you're odds on to prang it anyway. Get a shed on wheels and get some no claims under your belt first.