yeah, I mean the thing that makes it good value for me is that due to doing 26k a year I need a new car, I cant get a used car cos mileage would be horrific by the time I got to like the 3rd year (have to keep co cars for 4 years) and of course they pay my insurance, which despite my ncb, on the ST would be in the region of £1k a year. Then there is the no hassle of worrying about budgeting for tyres (which I get through at an alarming rate), brakes and so on. If I take the car cash allowance - that is £300 p/month (net) , plus Id save £55/60 a month in tax to gordon brown.. so 360 a month to buy a decent car, maintain it and insure it, is pants! so its a good deal. plus if I do crash, my company pay my insurance excess so..