Hey guys, my turn for a rant!

I went home for lunch and on the way had an issue. A speedy hire van was travelling way too fast (Must of been atleast double the speed limit - it was madness!) and was carrying dirty items on his flatbed.

As he was approaching me he hit some dips in the road (pretty sure I saw his wheels leave the road) so whilst fearing for my life thinking the knob head in the van was going to lose control and come through my window, I heard a loud bang. I now have 2 chips on my windscreen which are only just out of my line of vision caused by a stone that hit me and must have split in some way!

Anyway, where do I stand? Called my insurance (Admiral - who I have windscreen cover for) and they want £25 for 1 chip, now as there are two I'm guessing they will want £50, plus some silicone in an old one has come out so that will be another £25 making it £75...now a new windscreen from them is only £70!

Although, I am a bit annoyed as it was this idiots fault so I don't really want to have to cough up my own money because he was driving dangerously and the massive bump in the road caused stones from his vehicle to come lose and hit my windscreen (Which could have ended much worse!).

Any ideas?