Ah ok.shame you dont live nearby id happily let you drive mine.some people say pcps arent worth it.i disagree.i pay for only just over half the car.thats the same as someone paying out 18k and in 3 years its worth around 8.i dont lose the depreciation and get a new car.like my last car its got a mgfv but as I look after it I always make 15-1800 above that so that goes against my new car keeping my payments virtually the same.works for me.if people want to pay all that money with its huge depreciation and no warranty after 3 years and keep well thats up to them.everone has the choice against there circumstances eh