Hey guys just wondering who is the best people to go with for insurance my quote is cheap ish just wanna know if i could get it any cheaper im 21 with 1 years no claims been driving for 3 and half years now so any suggestions would be great as soon as possible please thanks


Nick

im 24 with 2 yrs ncb and privellege were the cheapest for me around £800, majority of other were around a grand to £1200.

Get a quote with Greenlight there pretty good

Try adding a parent as a second driver, took mine down to £790 , im 21, 1 years NCB and ive made a claim in the last 3 years.

Was about £1200 with my dad off it. Crazy

Im 21 with 3 years NCB with just me on the insurance - £740 fully comp. I went with halifax car insurance , should try some websites like moneysupermarket.com. i found it good enough but just be careful when you go to that website, sometimes it varies.

adrian flux

found privelege ok but only with 4+yrs NCB

moneysupermarket.com

Direct Line everytime for me. I'm 23 and mine was £363. 5 years no claims helped though lol.

Try Tescos, they came up top for me when I got mine renewed in August. They seem really helpful as well, lot better than my previous dealings with AA Insurance anyway.

Ill be 19 with 1 yrs experince and 1 yr ncb and mines £1900

privilege for me £263 full comp!

Be careful not to judge insurance based on price. A number of people i know boasted about elephant and admiral being the cheapest but they proved very unhelpful and would not pay out on claims, coming up with stupid excuses not to pay. Although one of my mates did get a pay out, he had to go to insurance watchdogs because they just wanted to get out of paying. I have just bought my ST and waiting to pick it up. I went with churchill and paid £1160. I am 24 years old, I have made 1 claim in the last 3 years and because i had to stop driving in 2006 on medical grounds, i have no discounts for no claims. So not a bad price really. Also, I crashed my 05 plate focus in early 2006 cos of a blow out and it was a write-off and churchill paid out £8000 within 3-4 weeks. Quality service and their people were really helpful and friendly. So i recommend you try a quote from them.

mine was £1900 with elephant, im 19 and have no years no claim. quite a good price considering age. if i was 21 i could of insured it for a grand. focus st would be £2000 if i was 21 with no years no claims, so wish i was 21

I'm 23 with 4 years NCB, with tesco it is 660 a year for me. Don't forget to check out excesses, legal protection, courtesy car etc - you may need it all one day!

thanks everyone for your input i have now gone with directline its about 900 for the year which isnt bad i guess got my car today its perfect will get a pic up once i work out how to use this site ha

Direct Line for me everytime.
I'm 23 with 4 years NCB and paid £400 inc my NCB being protected as well.

My hubby is with Direct Line and i made it cheaper for him if i was added onto the policy so its always worth trying.
Unfortunately he made is more expensive for my insurance due to a claim and some points he has.

Elephant are a bunch of muppets, totally unhelpful in the result of any claim. Avoid IMHO!

£493.11 all mods declared, 3 years NCB with Elephant. Nothing but 101% helpful and professional, friendly service from them (until I make a claim? lol)

These post really annoy me..... no 1 insurance company is garanteed to be cheaper than another. Quite simply they quote they give you depends on what level of risk they are prepared to accept and how needy they are for your business that day.

If you're looking for cheap insurance, pick up the phone and ring around. I've had a renewal come through which they said they couldn't improve on so 5 phone calls later I went back to them asking to cancel based on getting a better quote elsewhere. They matched the price then and there but I still went with the other guys as they didn't lie to me!...... I know in 6 months they will!

1st port of call is internet comparison, then check the guys who don't use these sites (direct line, churchill etc) and as a last resort look in the back of max power for 2 bit operations who supposardly give you legal cover. Personally I don't think its worth getting cheap insurance..... yes its money that's thrown down the drain, but if you've ever had to claim you will know why you want a company that will fight your corner and pick up the phone.

PS - Elephant are ok, but stay clear of bonus accelerator schemes as they're a rip off!

I have never been told by any insurance company they cant better the renewal price.. they just hope you think that and renew blindly. I rang Elephant and just by going through my policy details the renewal went from £616.36 to £563.33 and then he went through to the underwriters and came back with £540.55. Greenlight came up with £472.70 and Elephant came back with £493.11 so in three phone calls the renewal went down £123.25.

It always pays to call around and its not like this has taken me days to do either.. 3 phone calls and about a half hour on the net filling out 3 or 4 online quote forms so an hour-hour & half max really.

why are the bonus accelarator schemes a rip off ?

Last time I checked you pay excessivly more than 10/12 of the full year just to get you ncb 2 months early.

yeah my first intentions were to go with elephant as they were the cheapest but that was only for bonus accelerator not realisin at first it was only for 10 months not a bonus really and plus they have bad feedback.by the sounds of things directline is all good i hope i have many smaller amounts to pay with them