I'm 23 with 4 years NCB, with tesco it is 660 a year for me. Don't forget to check out excesses, legal protection, courtesy car etc - you may need it all one day!

thanks everyone for your input i have now gone with directline its about 900 for the year which isnt bad i guess got my car today its perfect will get a pic up once i work out how to use this site ha

Direct Line for me everytime.
I'm 23 with 4 years NCB and paid £400 inc my NCB being protected as well.

My hubby is with Direct Line and i made it cheaper for him if i was added onto the policy so its always worth trying.
Unfortunately he made is more expensive for my insurance due to a claim and some points he has.

Elephant are a bunch of muppets, totally unhelpful in the result of any claim. Avoid IMHO!

£493.11 all mods declared, 3 years NCB with Elephant. Nothing but 101% helpful and professional, friendly service from them (until I make a claim? lol)

These post really annoy me..... no 1 insurance company is garanteed to be cheaper than another. Quite simply they quote they give you depends on what level of risk they are prepared to accept and how needy they are for your business that day.

If you're looking for cheap insurance, pick up the phone and ring around. I've had a renewal come through which they said they couldn't improve on so 5 phone calls later I went back to them asking to cancel based on getting a better quote elsewhere. They matched the price then and there but I still went with the other guys as they didn't lie to me!...... I know in 6 months they will!

1st port of call is internet comparison, then check the guys who don't use these sites (direct line, churchill etc) and as a last resort look in the back of max power for 2 bit operations who supposardly give you legal cover. Personally I don't think its worth getting cheap insurance..... yes its money that's thrown down the drain, but if you've ever had to claim you will know why you want a company that will fight your corner and pick up the phone.

PS - Elephant are ok, but stay clear of bonus accelerator schemes as they're a rip off!

I have never been told by any insurance company they cant better the renewal price.. they just hope you think that and renew blindly. I rang Elephant and just by going through my policy details the renewal went from £616.36 to £563.33 and then he went through to the underwriters and came back with £540.55. Greenlight came up with £472.70 and Elephant came back with £493.11 so in three phone calls the renewal went down £123.25.

It always pays to call around and its not like this has taken me days to do either.. 3 phone calls and about a half hour on the net filling out 3 or 4 online quote forms so an hour-hour & half max really.

why are the bonus accelarator schemes a rip off ?

Last time I checked you pay excessivly more than 10/12 of the full year just to get you ncb 2 months early.

yeah my first intentions were to go with elephant as they were the cheapest but that was only for bonus accelerator not realisin at first it was only for 10 months not a bonus really and plus they have bad feedback.by the sounds of things directline is all good i hope i have many smaller amounts to pay with them