I just called my insurance ppl as my insurance is due in about 5 weeks just to get a quote for renewal and they want £1600!!! At 1st they said £1400 but thought i had 8 years no claims (I'm only 22) I should have kept my gob shut but it prob would've went pear shaped a bit further down the line anyway.

Deff aint gonna go with them now just gettin a load of quote now, gonna prob go with one of the specialist insurers

My details are:
Age: 22
Location: SE London (high premiums )
NCB: 3
When i moved to my new place were i am now, my insurance went up by £100! its ony 6 miles from where i used to live

Yep the good old DA postcode is a bad one as I have discovered

I hate & distrust these price comparison sites so when my insurance was due for renewal I just sat down for an hour or so and rang through to my current insurers and went through the details again and it went down a little.. then rang Greenlight who came in almost £200 cheaper and then I rang my current insurers back who price matched and all mods declared.

Sweet!

Oh and yeh it kinda helps being ollllllllllld and a bird

lol i just called adrian flux and they quoted £1400 confused has got me a price for £1095 and i have my mum as a named driver, but adrian flux said that its changed now and is cheaper to get it on my own before it was always chaper to put a parent on the policy

God help me for insurance renewal on both my cars next year *gulp*

Try Greenlight too. Oh yeh and I have my sis as a named driver which helped me too so yeh add the olds!

yh just got a quote on green light just waiting for the e-mail. I got a quote from them a few months back and they quoted 922 from LV so hopefully the same this time. But I just went on the LV website and they said they cant insure me maybe you gotta go thru the right channels...

One other option is to look at whoever that cheapest quote with confused is from, and contact them direct. As by cutting out the middle man, it should work out cheaper, althugh by the sounds of it you've already cut things down a bit from what your existing insurer is saying.

As Ayesha says, it's not always insurers on the internet that are cheaper anyways though. The last two times I've come to get my insurance the cheapest ones have been through buying from a broker on the phone.

I got my quote off the Internet phoned them up and they quoted me an extra £200! luckily they can bring up the quotes off the Internet

i dont use confused.com as my insurance quotes sky rocketed last year, even without changing mine to the st.

got my last quote from moneysupermarket.com and that was 400 cheaper than the cheapest quote on confused, even though its with the same people!

I got a txt from green light today, £872 so i'l give them a buzz tomorow and see if i can squeeze a few quid more out of it

Quote:

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When i moved to my new place were i am now, my insurance went up by £100! its ony 6 miles from where i used to live

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£100?! Mine went from somethin like 1.2 to nearly 2k!!! I moved from 1G6 to E3 tho Would love a nicer car but cant afford it where im living at the moment

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Unlucky, when i moved out of my mums and moved into a council place literately up the road, it couldn't have been more than 1/2 a mile!, my insurance went up £30

Then my car broke down, 1.1 fiesta, so i bought a cheapo 1.0 fez and the insurance went up! They said it was a higher insurance group lol

Its just pot luck as to your insurance quote tbh.

Using confused.com or moneysupermarket.com is a good step... contacting them direct is another... but as others have said... it's like they pick a number at random half the time.

Insurance groups can go up and down in pricing as to how the market fluctuates and the economy is at the time of renewal.

It can fluctuate even more rapidly than that, a lot of it can be simply down to how they're doing on a particular day, as if you put the exact same details in a day or two apart you will get variations.

Just got off the phone with Greenlight, I had to go with monthly installment as I cant aford the whole year in one go due to my recent repair work

It went up, as i knew it would , to £967 with £400 total excess which is the best quote so far which aint too bad i suppose, its only £70 a month after the deposit which is less than i'm paying now It's with an insurer called Highway according to the e-mail

The cheapest after that was elephant at £1100 with £600 total excess and that was yearly payment so would have went up if i wanted monthly payments

Overall I'm quite cuffed I got it under the 1k mark, almost under £900 but hey cant have everything

These are all the benifits of the insurance

Package Price
£872.70 inc 5% insurance premium tax

Policy Excess
£400 Accidental Damage, Fire and Theft

Cover
Comprehensive

Insurer
Highway

Benifits
1. 24 hour claims assistance service, including a courtesy car provision
2. £100,000 legal expenses/solicitors' fee cover (solicitor must be pre-approved)
3. Modification friendly insurer (like for like cover on modified parts)
4. Optional Track day cover (per event basis, please contact us for full details)
5. Guaranteed 14 day hire car in event of Theft/Total loss (write off)
6. Courtesy Car provided by Approved repairer for duration of repairs
7. £500 Stereo cover
8. Unlimited windscreen cover (£60 excess) - approved repairer must be used
9. Free foreign travel (green cards) for up to 90 days per annum
10. Boomerang Tag Key loss protection (£1500 towards replacement locks)

By the way, dont go to highway direct, I just go a quote on there website for 3K!! lol

Where did you get the quote from then?

That's not too bad a quote Alex. Just wait until you get over 25 (not long now) and then you'll be laughing.

We've all been there and done that, you just have to bite the bullet and say to yourself that all your hard work of building NCD will pay off eventually.

my renewal through door this morning, why they can't just quote for same as last year I don't know, I DO NOT WANT BREAKDOWN COVER. Anyways with £557, without (I am with Greenflag) £505 that includes £15 personal accident and road rage cover.
Seems to be up by about £50 ish, I hope that includes my Mountune extra as renewal makes no mention, they already have these details anyway.

Yh not bad, not to long till i pass the milestone of 25 just over 2 years

road rage cover, I think i need that sometimes

good price! I would be happy with the 'worst' one but a bit lower excess, i mean c'mon thats excessive! (boom boom chaaaaa )

Have you got a link to there website (if they have one) I can't seem to find it

I think Dave is maybe meaning Chris Knott rather than Knox, in whoich case the site is here:

http://www.chrisknott.co.uk/

wow, i would dream of some of the "worst" prices on here 19, in the sticks, 1800 was my best, FC

yes the benifts of been old..... well 38.... and having 9+ years NCD....plus the new car is group 10 even though its the same bhp as the

Quote:

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I think Dave is maybe meaning Chris Knott rather than Knox, in whoich case the site is here:

http://www.chrisknott.co.uk/

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Yes I do indeed mean them I got them reccomened via STOC where they are a sponsor they reccomended riniging them for the best price but they were very helpfull ...... my other half has found Adrian Flux to be very good for her and again they often use Highway Insurance & thats who she currenly has her motorbike insurance via.......... I think NU simple came back as the best for her car.....its all horses for courses I think....as I say my bike insurnce is with Ebike but they were naff for the car on price

cheers

See? Told you.. within an hour of posting you had your insurance sorted

just phoned mine up (see above), and tripple checked them to catch them out. I knocked off the breakdown cover and also said does that quote include my RS Owners discount ? oh no it doesn't sir, right then please apply it and requote. Now £484. Will be phoning a few up and see if anyone can beat that, any recommends anyone ? I need to reveal my MT mods to. (Greenlight only consider 2008 onwards for mountune, might try them though)