Guys/Girls,

My 1st cry for help on this forum.... It's annual pocket rape time, yep the insurance is due.

After spending in excess of £5.5k on insurance in two years I am (quite rightfully) sick to the back teeth of paying for it.

I am now 19, with 2years NCB, live in the 2nd lowest risk area. Car is unmodified and I have no claims/convictions and still my renewal stands at just under £1500!!!!

I think i've done just about as much shopping around as possible, and it's only the EUI group (Bell, Admiral, Elephant) that are sub £2k.

I'm sure theres a few people on here in the same boat as me, so any suggestions of where might be more reasonable would be greatfully accepted!

Cheers,

Phil

Greenlight Thats who I'm with, expect to pay a big 1st deposit on the 1st month tho, but then you only pay for 9 months and get the last 2 payment free

I forgot this and called them the other day and they told my I have 2 months payment free

Greenlight you have to be 21
And yes just under £1500 is what I pay....

mines due up on the 10th of may, 22 years old, 2 years NCB - £810 (Admiral)

Well it don't go down that much as you get older if you have an OL post code,£600 and i've got 7 Years no claims and car is garaged plus i'm over 40.

insurance is a pure scam aint it ..im 42,7 years no claims,no mods and pay £340 fully comp with priviledge.........its when you see some peoples quotes makes you think .............

it has always been, is, and will always be a rip off. these people are investors who do not care about how much you may benefit or who's real fault it is in a car crash but always see what's cheapest for the company. Hadn't it been that way ever since, most insurance companies would have closed down by now due to bankruptcy

im 19, 1 years no claims, no convictions or owt. put my mum and dad as named drivers and me as the main driver and owner and mines £1200 fully comp lol with Bell

I use Adrian Flux, and Paid £275 last year but I am old with lots of no claims, but they are not on the cpmparison websites, give them a call

My renewal was about £725 but I managed to get it for £660 with £30 cashback after 120 days from Zurich Connect (10,000 miles on the drive, 8yrs ncb, one theft claim in last 3 years and SP30). They seem to get very mixed reviews so I will change my cover to someone else next year. The average policy has increased by £100 which is why your insurance isn't getting cheaper.

Your premium is probably about right for your age and NCB. I paid £1250 for a 60hp 3yr old clio 1.2 when I was 19 with 0ncb but had 1 years driving experience!

Its no wonder there are so many uninsured drivers in this country!

I'm insured with Admiral. Check out the comparison websites. And I would recommend adding a parent (without claims/convictions) as it does reduce your price!

2 x mature female drivers with no claims/cons on there already...

SI_ST I had to pay £2.5k for my old 1.25 fiesta in my1st years driving... never again will I go out of my way to mention optional extras lol...

Just had my Renewal from Ford Insure and they want £380 which I think is crap as I am 38 and have loads of yrs no claims. They some how only recognise 5 and inisit thats the norm in the industry even asked them to match a quote of 313.00 from hastings direct, but they wont.