might be being an idiot but how do i get a photo to apear in my post not as an attachment?
can i just click and drag into the txt????

nope around the link to your image, eg..http://www.something.com/image.jpg you need to put an image tag so it will look like {image}http://www.something.com/image.jpg{/image}

Obviously use square brackets,[, not curly

Or there is the Image Uploader on this site.

A) Click on Image Uploader.
B) Click "Browse" & select image(s) you want to display (you can post 10 at a time).
C) You'll get something like [img ]http://fiesta.mediahoard.com/chimage.. [ img]. Copy & paste this into your post window. Close the Image Uploader window.
D) Make your post & the image should be in the body of the post.