welcome

Cheers guys appreciate the help!

I've left a deposit going to get it next tuesday test drive sold it for me it is pretty fun to drive got used to it really quickly not to sure about the gear box?

is this a common problem as i noticed lower rev bands seem to be....metaphorically speaking a bulldozer trying to get out of a paperbox reaches rev limiter pretty quickly compared to my GT-four stock was a lot different.

But for a car that is 300bhp less more or so then my previous car it was really fun to drive!

I'm with Admiral.

Welcome to the site mate!

welcome, if you want a car with nearly the same bhp as your gt but will turn out about the same as your gt because of the wieght:power ration get your st and get it supercharged and do what Seedy has done to his, check his thread out in the forecourt area

Hi mate, welcome to the site

Some of you are paying more for you ST than my RS insurance

Welcome to the site

un-believable Co-op are refusing to transfer my no claims to Admiral.

They won't explain why but it's policy, they want £3,400 to be insured on an ST.

what a bunch of w****rs.

Admiral quoted me fully comp £2,184 without no claims.

I'm fuming can insurance companies do that?

That's insurance companies for you

The only option that I think of is if you have a letter proving how many no claims you have. If not you could try ringing up the Co-op to get them to send you a letter proving your no claims. They may give it to you.

I had to get a letter from my previous insurance company to prove how many no claims discount I had, otherwise they wouldn't honour the quote.

They refused to send out or lease any information regarding my current policy with them therefore I'm unable to provide any evidences other then I was currently insured with them for 2 years.

To add salt to the wound this is what quote i could be paying for if co-op weren't so pathetic.

£1,386.67


I know why they are doing this its so they keep me paying premiums until im over 25 therefore making money for them.

i asked for a quote for a 1.6 zetec s (as a tester) they wanted £1,786.23.

Admiral £879.52.

Just LOL....

That's not right , if you have earned the no claims bonus then you should be able to have that in writing. The only other thing i could suggest is photocopy your insurance certificates and send them to your the new insurance company and see if they accept that.

I know im fuming, I'm looking through all my small print it says in not entitled to transfer any no claims until I have 3 years no claims as my insurance policy states.

I was told when I took it out on the phone that my policy entitled me to transferable no claims which I've acquired with two different cars, I transferred my first year to my Celica and they are saying I can't transfer them out of the company. Forcing me to stay which a more expensive quote. ST apparently is a higher risk car then my GT-four lol again my GT-four would literately tear up tarmac. In all fairness they didn't know it was modified tho

Try the financial ombudsman service. 1. complain to your bank, insurance company or finance firm
It's important that you complain to the business first and give them a chance to look in to your problem. They have 8 weeks to do this. We can help by contacting the business for you, if you would like us to.

phone our consumer helpline on 0300 123 9 123
8am to 6pm, Monday to Friday – we'll be happy to phone you back

email complaint.info@financial-ombudsman.org.uk
we will usually be able to deal with phone queries on the spot – so phoning might be quicker than emailing us
2. ask us to look at your complaint
If you're not happy with how the business has dealt with your complaint, you can ask us to look at it for you.

You will need to fill out our complaint form with the details. We can help you fill the form in (phone us on 0300 123 9 123).

thats just wank. fair enough if its in the small print then its harsh, but ive never heard anything like this before

Guys got it sorted soon as i said to them about reporting this to trading standards i was put on hold and then some bloke answered saying "mr lippitt your be glad to know that we are able to transfer your no claims however you must say insured with us with at least 1 vehicle otherwise they become invalid.

I agreed but wait....

I called up Admiral got the quote with 2 years no claims co-op faxed over documents, all insured now to go collect car tomorrow paid my insurance.

I've just cancelled my policy with Co-op....

I still hold 2 years 'valid' may i say no claims loving life lol!

I won't agree to be hustled by insurance companies.

Now need to plan my tuning and mods.

Nice one,

Glad it worked out for you. All you have to do is mention trading standards sometimes and you get what you deserve.