Ford Fiesta ST
Page 1 of 2 1 2 >
Topic Options
Rate This Topic
#285110 - 03/03/11 10:01 PM New insurance law...
Dan_The_Man Offline
Site Supporter

Registered: 20/10/08
Posts: 7389
Loc: Eaton Bray, Dunstable
is anyone gonna be affected on here! i was gonna be keeping my car uninsured and not drive it except on temp cover for shows but cant now
_________________________
Red Escort 1.6LX
Then - Red Escort 1.4
Then - Silver Fiesta ST 170BHP
Then - White Fiesta ST MR200+
Now - Mitsubishi Evo IV Forged 2.3 500BHP
and Mondeo Mk3 2.0TDCI

Top
#285111 - 03/03/11 10:11 PM Re: New insurance law... [Re: Dan_The_Man]
matt22 Offline


Registered: 25/10/09
Posts: 2296
Loc: cheshire
if you declare it off the road its ok to keep it

Top
#285112 - 03/03/11 10:26 PM Re: New insurance law... [Re: matt22]
db04dan Offline
Site Supporter

Registered: 18/01/10
Posts: 3190
Loc: Essex
i would have been as only one of my ST's was insured at any time, i just swoped the car on the policy over several times. but i sold it now so .... nope!

Top
#285113 - 03/03/11 10:27 PM Re: New insurance law... [Re: matt22]
Dan_The_Man Offline
Site Supporter

Registered: 20/10/08
Posts: 7389
Loc: Eaton Bray, Dunstable
but i want to drive mine every so often n i would have to tax it then i haave to insure it
_________________________
Red Escort 1.6LX
Then - Red Escort 1.4
Then - Silver Fiesta ST 170BHP
Then - White Fiesta ST MR200+
Now - Mitsubishi Evo IV Forged 2.3 500BHP
and Mondeo Mk3 2.0TDCI

Top
#285114 - 03/03/11 10:42 PM Re: New insurance law... [Re: Dan_The_Man]
db04dan Offline
Site Supporter

Registered: 18/01/10
Posts: 3190
Loc: Essex
i no its stupid

Top
#285115 - 03/03/11 11:09 PM Re: New insurance law... [Re: db04dan]
Micky Offline
Site Supporter

Registered: 01/03/05
Posts: 11552
Loc: Westbury-on-severn, Gloucester...
whats the law?
_________________________

My Flickr
My Facebook

Top
#285116 - 03/03/11 11:19 PM Re: New insurance law... [Re: Micky]
ChrisCumbria Offline

Driving as Daily

Registered: 26/06/05
Posts: 23932
Loc: Whitehaven, Cumbria
At the moment the law states that you're breaking the law if you're driving a car without being insured to drive it. It's changing so that it will be illegal to own a car without insurance - even if it's being kept on private land and not being driven - unless it's been declared as SORN.
_________________________

Top
#285117 - 03/03/11 11:20 PM Re: New insurance law... [Re: ChrisCumbria]
Burn4 Offline
Site Supporter

Registered: 25/05/10
Posts: 8576
Loc: Birmingham, England
how stupid!
_________________________
My ST Mods

Top
#285118 - 03/03/11 11:24 PM Re: New insurance law... [Re: Burn4]
Micky Offline
Site Supporter

Registered: 01/03/05
Posts: 11552
Loc: Westbury-on-severn, Gloucester...
So another money making scam
Any one got a link?
_________________________

My Flickr
My Facebook

Top
#285119 - 03/03/11 11:30 PM Re: New insurance law... [Re: Micky]
ChrisCumbria Offline

Driving as Daily

Registered: 26/06/05
Posts: 23932
Loc: Whitehaven, Cumbria
_________________________

Top
#285120 - 03/03/11 11:32 PM Re: New insurance law... [Re: Micky]
STASON Offline


Registered: 05/01/11
Posts: 5720
Loc: UK, Essex
WHAT!?! so would this apply to professional racing cars in warehouses?

bloke down the road has 3 Evo's prep'd for rallying they are not regestered on the road or even insured by any bog standard insurance companies he never uses them on the road and uses heavy loader to transport them to events.

he will have to pay government to keep them? what has society come to flipping mega pissed off with how this country is slowly but surely turning into.

all this tax and i can't see any improvements since the NHS

Top
#285121 - 04/03/11 12:09 AM Re: New insurance law... [Re: STASON]
Burn4 Offline
Site Supporter

Registered: 25/05/10
Posts: 8576
Loc: Birmingham, England
I think he could declare them as SORN which i dont think you have to pay for do you?
as long as he didn't drive them on the road.
Still completely pointless though
_________________________
My ST Mods

Top
#285122 - 04/03/11 08:47 AM Re: New insurance law... [Re: Burn4]
steviehouse Offline
Best Non ST Car of the Year 2013/2014

Registered: 10/05/10
Posts: 11614
Loc: Jubail, Saudi Arabia
thats a bit sh**e
_________________________
2015 Chevrolet Camaro ZL1 snigger snigger


Top
#285123 - 04/03/11 09:19 AM Re: New insurance law... [Re: steviehouse]
Kaxe Offline


Registered: 01/07/08
Posts: 8157
That's ridiculous!
They can't inforce that as STASON has made the valid point of car collectors and racing teams...
F**K this country I'm moving...

Top
#285124 - 04/03/11 09:48 AM Re: New insurance law... [Re: Kaxe]
steviehouse Offline
Best Non ST Car of the Year 2013/2014

Registered: 10/05/10
Posts: 11614
Loc: Jubail, Saudi Arabia
Quote:

That's ridiculous!
They can't inforce that as STASON has made the valid point of car collectors and racing teams...
F**K this country I'm moving...




Bring your ST over here and let me drive it LOL
_________________________
2015 Chevrolet Camaro ZL1 snigger snigger


Top
#285125 - 04/03/11 11:33 AM Re: New insurance law... [Re: steviehouse]
Kaxe Offline


Registered: 01/07/08
Posts: 8157
Quote:

Quote:

That's ridiculous!
They can't inforce that as STASON has made the valid point of car collectors and racing teams...
F**K this country I'm moving...




Bring your ST over here and let me drive it LOL



lol Netherlands meet

Top
#285126 - 04/03/11 11:49 AM Re: New insurance law... [Re: Kaxe]
STASON Offline


Registered: 05/01/11
Posts: 5720
Loc: UK, Essex
Quote:

Quote:

Quote:

That's ridiculous!
They can't inforce that as STASON has made the valid point of car collectors and racing teams...
F**K this country I'm moving...




Bring your ST over here and let me drive it LOL



lol Netherlands meet




I'm game, i don';t think i'll drive, i mean weed being legal and that....it wouldn't be safe!

Top
#285127 - 04/03/11 01:11 PM Re: New insurance law... [Re: STASON]
Scotty Offline
Porsche 997 Turbo & ST150

Registered: 27/02/04
Posts: 18100
Loc: Nuneaton, Warwickshire
I don't really understand what everyones getting so narked about?

The new rule is nothing new. It's simply tracking down people who don't insure their cars but continue to drive them on the road. Which is illegal already.

Ok... so if you don't want to drive your car on the road... you don't insure it. Why would you keep it taxed? You wouldn't, you'd declaire it SORN (like i have with my ). This means you are legal.

The moment you want to drive it on the road you'll need to get temp/full insurance and tax your car. How is this any different to how things are already?

If you drive on the road, you mot, tax and insure.

If you don't drive on the road then you don't need an mot, tax or insurance.

Ok... can someone explain what the issue is?
_________________________

Top
#285128 - 04/03/11 03:34 PM Re: New insurance law... [Re: Scotty]
Dan_The_Man Offline
Site Supporter

Registered: 20/10/08
Posts: 7389
Loc: Eaton Bray, Dunstable
my issue is Scotty, i wanna insure my car every so often.... to drive it on the road it cant be sorn, that means i have to tax it... i cant tax it for less than 6 months so that means i cant temp insure my car as if its not insured and is taxed im breaking the law

gonna mean i have to insure it for 6 months minimum, if thats the case i may aswell have it taxed and insured all the time makes no difference
_________________________
Red Escort 1.6LX
Then - Red Escort 1.4
Then - Silver Fiesta ST 170BHP
Then - White Fiesta ST MR200+
Now - Mitsubishi Evo IV Forged 2.3 500BHP
and Mondeo Mk3 2.0TDCI

Top
#285129 - 04/03/11 04:43 PM Re: New insurance law... [Re: Dan_The_Man]
Adam08 Offline
Site Supporter

Registered: 15/10/08
Posts: 15118
Loc: Harpenden, Hertfordshire
But how many people actually do that Dan? I mean 1 in a million people will do that with their car so thats why that 'problem' is being ignored
_________________________


407BHP and 340lbft
TD GT28/32 hybrid turbo, 3inch decat, 2.75inch exhaust, air intake + large MAF, injectors, fuel pump, tubular manifold

Top
#285130 - 04/03/11 05:16 PM Re: New insurance law... [Re: Adam08]
H47PER Offline


Registered: 23/11/09
Posts: 4599
Loc: sheffield
Quote:

But how many people actually do that Dan? I mean 1 in a million people will do that with their car so thats why that 'problem' is being ignored




Well I have just bought the ka, with this exact idea in mind, but now I can't and it's really pissing me off. Usless fooking law idiot wank s**te. We live in a democracy but as far as I'm aware, we only vote for who dictates us
_________________________
Chuck Norris is never late, the world is just early!!

Top
#285131 - 04/03/11 05:22 PM Re: New insurance law... [Re: Dan_The_Man]
Scotty Offline
Porsche 997 Turbo & ST150

Registered: 27/02/04
Posts: 18100
Loc: Nuneaton, Warwickshire
Quote:

my issue is Scotty, i wanna insure my car every so often.... to drive it on the road it cant be sorn, that means i have to tax it... i cant tax it for less than 6 months so that means i cant temp insure my car as if its not insured and is taxed im breaking the law

gonna mean i have to insure it for 6 months minimum, if thats the case i may aswell have it taxed and insured all the time makes no difference




This is incorrect as you can tax for 1 month period if you so wish. You would need to take 6 months tax out and then if you then wanted to take it off the road after 2 months. You would send your tax disc off to the DVLA and they would refund you the difference.

Ok... I still don't see the big problem. So... if you can insure for 1 day, 1 week, 1 month or 1 year... and tax for 1 month. What is the issue still?
_________________________

Top
#285132 - 04/03/11 05:34 PM Re: New insurance law... [Re: Scotty]
H47PER Offline


Registered: 23/11/09
Posts: 4599
Loc: sheffield
Huge inconvenience and pointless, just fit more ANPR's and let us law abiding people carry on with our normal lives
_________________________
Chuck Norris is never late, the world is just early!!

Top
#285133 - 04/03/11 07:18 PM Re: New insurance law... [Re: H47PER]
STASON Offline


Registered: 05/01/11
Posts: 5720
Loc: UK, Essex
Thing is this was introduced to the world in 2004 by a clever guy which I've forgotten his name i will find it he's German but he suggested this idea.

All cars come manufactured with a CPU which can be scanned by police each unique to a car.

The CPU is updated via 3G and if you for example purchase insurance the car is automatically updated via the CPU and the car when scanned shows a valid policy from start to finish, this also applies when cancelling it's automatically removed from the vehicle making scans or stop checks more efficient telling the police there and then if insurance is valid.

Same applies for Tax If these cars do not show up with either upon scan the police can stop the car call the centre of operations with this CPU software and check on a mirrored server which data is sent immediately by insurance or DVLA making it a there and then fine and car being taken off the road.

Instead of this new law in which, involves the injections of cash which is temporary but will make a significant profit from interest for insurance companies before the consumer changes his policy again.

example

bill pays £400 for his 6 months insurance he wants to use his car for 2 weeks.

week 1 the payment has made from interest 0.004% interest
week 2 the payment has made interest .0.005% interest

now times that by 6 million drivers doing the same thing.

it's a scam however we could see a fixed lower price for all policy users as the margin to lending and borrowing will be covered by the interest in which they can make.



Edited by STASON (04/03/11 07:24 PM)

Top
Page 1 of 2 1 2 >

Moderator:  Duncan_P, kenny, Kev 
Search

Who's Online
0 registered (), 1958 Guests and 0 Spiders online.
Key: Admin, Global Mod, Mod
Shout Box

Featured Member
Registered: 11/06/26
Posts: 4
Today's Birthdays
No Birthdays
Newest Members
Zoe Fiesta, Chunzliu, dangyc, Calvin, degobaj55
8606 Registered Users
Top Posters (30 Days)
ChrisCumbria 12
Hartmann846 4
Chunzliu 3
Top Posters
ROB IS THE STIG 50824
ChrisCumbria 23932
Scotty 18100
Adam08 15118
Alex_H 15061
kenny 11807
YellowBadge 11640
steviehouse 11614
babyboom 11557
Micky 11552
Forum Stats
8607 Members
50 Forums
32288 Topics
561545 Posts

Max Online: 14753 @ 28/02/26 08:23 AM