Does anybody take out track day insurance? What do you pay?

If anyone can recommend an insurer for a 23y/o male driving a Fiesta ST that would be great.

Would just be for 1 or 2 days on Croft or maybe Ford Fair.

I dont bother when im on the bike mate, yes its a risk but one im willing to take.

i dont bother if im honest

the cheapest quote i got for ford fair last year was £173

the cheapest i got for brands hatch was £183

however if you are insured with greenlight they do it for £50 and double your excess no questions asked

Dunno if I could enjoy being on the track without it

trust me, you'll love it regardless mate

you will love every min of it, after you get a feel for the surface and the corners its so much fun!

Just google track insurance there is loads or call need to insure, or boncarster

I'm not sure track day insurance is worth it. It's expensive and they usually have a very high excess anyway so if something does happen you still have to shell out quite a bit. Add that to possible maintenance costs (oil, tires and other little things) and it can be an expensive day out. If you go to a well organised track day you won't have to worry. You are not racing at a track day (I'm not even sure they time you), so just allow faster cars past and keep a good distance from other cars. Track days are more just to allow you to drive your car on a track within your comfort zone and your own pace. People are generally very well behaved and won't race you or put you in a situation of danger. There are marshals there as well to make sure everyone is having a good safe time. I did a day at Oulton park and was worried about insurance but I was getting silly quotes so said screw it and went for it. It was an absolute blast and at no point did I come close to having an accident. Just be sensible and you'll be fine. Most people there are in the same boat driving much more expensive cars.

Accidents can happen though

(I'm pretty sure they would to me anyway )

Maybe I'm just a worrier... Though I did see some people spin off at Ford Fair and I bet if you asked them they'd say they thought they were driving safely

i have full rsoc track insurance for the rs and would not go on any track with out it but thats just me

It's not just the case of you driving sensibly though, you don't know how other people are going to behave and then I guess you could have a lengthy legal case to go through to get the other party to pay for the damage. The other way on, if you were unfortunate enough to cause a crash then without insurance I think you'd be personally liable for any damage caused to third parties, any damage to barriers etc on the track? Or am I missing something?

i'll be getting it if i go round silverstone at ford fair this year

thats the problem with track insurance as ST07 said... most cover the minimum

for £173 it would cover any cost of the track for recovery and any injuries...

i would still have a wrecked car and if i was to come together with someone else they would be left with a damaged car so not much point if you ask me

Got a quote of £75 from towergate.co.uk.

This Cover is for on event accidental damage and covers:
- The cost of parts
- Repairs to parts
- Fabrication
- Specialist Labour
- Engine & Transmission (due to impact damage)
This cover does not include routine dismantling and reassembly, or engine and transmission due to mechanical
failure.
Fire cover is for fire as a consequence of an impact with an object other than the surface of the road.