Forgot to declare PC30 points when insuring ST :/ | Mk6 Fiesta ST General Discussion

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#404659 - 02/03/12 11:54 AM Re: Forgot to declare PC30 points when insuring ST :/ [Re: CaptainMorley]
Milky Site Supporter Registered: 23/02/12 Posts: 731 Loc: Sheffield	Yeah, giving up at this point. Sick and tired of insurance companies insulting my intelligience by thinking offering me quotes of £1500-£2500 is acceptable. I shouldn't have to move away from my home city just to be able to afford a car, but that's how it seems atm.
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#404660 - 02/03/12 12:58 PM Re: Forgot to declare PC30 points when insuring ST :/ [Re: Milky]
Scotty Porsche 997 Turbo & ST150 Registered: 27/02/04 Posts: 18100 Loc: Nuneaton, Warwickshire	Issue is. You have a "sporty" car and if the area shows negative agaist sporty cars then "bang" goes up your insurance premium. You only have to declare the PC30 for 4 years but stays on your licence for 5 i believe. _________________________
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#404661 - 02/03/12 01:20 PM Re: Forgot to declare PC30 points when insuring ST :/ [Re: Scotty]
Milky Site Supporter Registered: 23/02/12 Posts: 731 Loc: Sheffield	Yeah it's looking like I have no option but to stump up 480 quid out of thin air, ****ing brilliant. Greenlight got back to me, got a call, if it weren't for my post code they could easily offer me a quote for arounf a grand apparently. I live on a hill with 3 other houses and no main roads. No chavs, no pubs etc. It's Sheffield not the fact I'ma young driver apparently. Punished for being brought up somewhere, great.
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#404662 - 02/03/12 02:37 PM Re: Forgot to declare PC30 points when insuring ST :/ [Re: Milky]
N111C Site Supporter Registered: 14/02/11 Posts: 1989 Loc: Teesside	will they not let you pay the 480 monthly ? saves paying another lump sum _________________________
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#404663 - 02/03/12 04:30 PM Re: Forgot to declare PC30 points when insuring ST :/ [Re: N111C]
Milky Site Supporter Registered: 23/02/12 Posts: 731 Loc: Sheffield	I've bit the bullet and accepted it's my fault anyway, I know it is. I just think it's a horribly unfair increase. They're letting me pay it in 2 £240 payments..
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#404664 - 02/03/12 04:45 PM Re: Forgot to declare PC30 points when insuring ST :/ [Re: Milky]
Rybo89 Registered: 31/03/11 Posts: 1216	3 points should not affect you insurance premium in anyway. They are playing you because you already have a policy opened with them. Ask to speak to someone higher. Explain the situation,If you get nowhere, cancel the policy. I have had phone quotes with 4 different policy's and PC30 did not effect any of the premiums. Try Adrian flux.
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#404665 - 02/03/12 06:01 PM Re: Forgot to declare PC30 points when insuring ST :/ [Re: Rybo89]
STash Registered: 14/07/11 Posts: 1791 Loc: Mid Wales	£480 for a parking error, absolutely ridiculous. Lee, I have a sticker that increases bhp mate lol. Nah, lowered, axle spacers, air induction kit, internel and external changes and a exhauist I havnt got yet lol. _________________________ K&N, 35mm droper, axle spacers, de-tango, LED's all round, Retro Fiesta badge, wind deflectors.
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#404666 - 02/03/12 06:55 PM Re: Forgot to declare PC30 points when insuring ST :/ [Re: Rybo89]
Milky Site Supporter Registered: 23/02/12 Posts: 731 Loc: Sheffield	Quote: 3 points should not affect you insurance premium in anyway. They are playing you because you already have a policy opened with them. Ask to speak to someone higher. Explain the situation,If you get nowhere, cancel the policy. I have had phone quotes with 4 different policy's and PC30 did not effect any of the premiums. Try Adrian flux. I have an ongoing dispute with them about it. I've spoken to a manager already and have spoken several times with someone from the complaints department now. The PC30 is affecting every single quote I get, I don't know why! Skyinsurance is best bet still, need to talk to them.
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#404667 - 03/03/12 10:21 AM Re: Forgot to declare PC30 points when insuring ST :/ [Re: Milky]
Alex_H Registered: 01/03/09 Posts: 15061 Loc: SE London	I had 3 points for speeding a couple of years back, rang up greenlight and no increase in premiums, not even a admin fee! Then when renewal came..... it went DOWN by £200+ So your insurance firm are taking ppl for mugs by charging so much E-mail the head of the insurance firm explaining everything and that your very disappointed with them ect ect and see what happens _________________________
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#404668 - 03/03/12 06:36 PM Re: Forgot to declare PC30 points when insuring ST :/ [Re: Scotty]
Adam08 Site Supporter Registered: 15/10/08 Posts: 15118 Loc: Harpenden, Hertfordshire	Quote: A difficult situation this one. I've never found Adrian Flux helpful or competitive. Admiral are very cheap for young drivers with sporty cars. You'll be hard pushed finding anything cheaper. Only car they have been competitive for me on is the RS, seem to be a very hit and miss company Get a 15% discount for being on pistonheads though _________________________ 407BHP and 340lbft TD GT28/32 hybrid turbo, 3inch decat, 2.75inch exhaust, air intake + large MAF, injectors, fuel pump, tubular manifold
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#404669 - 03/03/12 08:29 PM Re: Forgot to declare PC30 points when insuring ST :/ [Re: Adam08]
STgirl Registered: 14/11/10 Posts: 431 Loc: Kent	Don't go Aviva. My other half had massive problems with them!
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#404670 - 03/03/12 11:50 PM Re: Forgot to declare PC30 points when insuring ST :/ [Re: STgirl]
CaptainMorley Site Supporter Registered: 11/02/12 Posts: 1343 Loc: Norwich, Norfolk	Quote: Don't go Aviva. My other half had massive problems with them! What sort of problems? And how long ago? It's not very often we get complaints, this we have had about 103 so far..considering we take anywhere between 3-400k calls a week it's not bad going I'd say. _________________________ <center> [b] K&N induction Milltek Cat-back Aero wipers Custom coloured stripes and overlays Eibach Extras Lows Tripe R Splitter Black Plastics Wind deflectors Tinted front, rear and sidelights Bit of Ebay tat
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#404671 - 04/03/12 08:01 AM Re: Forgot to declare PC30 points when insuring ST :/ [Re: CaptainMorley]
STgirl Registered: 14/11/10 Posts: 431 Loc: Kent	Last year, his engine went in his mk5 zetec s. Decided he wanted to put a puma engine in, but wanted to make sure he could get insured. He speaks to someone at Aviva who says 'yeah we'll insure you for £1000.' so my other half gets the engine put in. He then phones up Aviva to start the policy & they say they won't touch him. He went through the complaints process & they find the voice recording of his first phone call & have to insure him. It's jus unwanted hassle. Especially considering the fez has to sit in a garage until all this gets sorted.
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#404672 - 04/03/12 05:07 PM Re: Forgot to declare PC30 points when insuring ST :/ [Re: STgirl]
CaptainMorley Site Supporter Registered: 11/02/12 Posts: 1343 Loc: Norwich, Norfolk	Quote: Last year, his engine went in his mk5 zetec s. Decided he wanted to put a puma engine in, but wanted to make sure he could get insured. He speaks to someone at Aviva who says 'yeah we'll insure you for £1000.' so my other half gets the engine put in. He then phones up Aviva to start the policy & they say they won't touch him. He went through the complaints process & they find the voice recording of his first phone call & have to insure him. It's jus unwanted hassle. Especially considering the fez has to sit in a garage until all this gets sorted. Yeah unfortunately some advisors are numptys but happens with every company. _________________________ <center> [b] K&N induction Milltek Cat-back Aero wipers Custom coloured stripes and overlays Eibach Extras Lows Tripe R Splitter Black Plastics Wind deflectors Tinted front, rear and sidelights Bit of Ebay tat
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#404673 - 04/03/12 08:03 PM Re: Forgot to declare PC30 points when insuring ST :/ [Re: CaptainMorley]
Milky Site Supporter Registered: 23/02/12 Posts: 731 Loc: Sheffield	Well turned out to be a good thing I declared those points, had an accident this weekend . Was my fault too, ironic really I'd been saying how I hadn't had one only days before. rear ended someone, not too fast though and luckily car isn't too bad. Modding plans are out the window now though seeing as my insurance will sky rocket next year, really pissed off with myself. Embarrassed and disappointed tbh..
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