Some companys do offer something called rapid bonus programmes that are designed with this sort of thing in mind, they are aimed at young drivers and are 6 month long policys, the best news is that although its only a 6month long policy your still credited for the whole years NCD, so effectively if your on a rapid bonus policy for 2 years you have 4 years no claims, its a great way for younger drivers to gain ncd but they do pretty strict guidelines on the cover, not 100% sure what companys offer these anymore, i know we used to at aviva but recently stopped.
i'll have a check for you and give you either some website links or phone numbers for companys you can consider.
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K&N induction
Milltek Cat-back
Aero wipers
Custom coloured stripes and overlays
Eibach Extras Lows
Tripe R Splitter
Black Plastics
Wind deflectors
Tinted front, rear and sidelights
Bit of Ebay tat