So the final result was

Age 24
NCB 5
Company Adrian flux
NCB protection
Comp cover
Drive other vehicles 3rd party
Legal cover
Windscreen cost £90

Covers all mods

£705 for the year

Massive improvement on the original grand quote I received

New policy!

Your Age: 42
Gender: M
Location: Chester (good bit)


Date of Policy: Nov 2012-Nov 2013
Car + Insurance Group: Late 2006 Fiesta ST: 26E (According to Thatchams site)
Insurance Premium: £359
Extra Details: Fully Comp - Adrian Flux
No Claims Bonus: 3
Windscreen, 3rd Party, courtesy, personal possessions, key replacement

Strange but Sky insurance couldn't even get close to Flux.

Car - Focus
Age - 22
Location - Kent
Date of policy - Apr 2012- Apr 2013
NCB - 5
Company - Bell Insurance
Comprehensive - cover
Legal cover, etc etc

£850 for the year

Yeh and I'd say she was very high risk..........!!!

Oi.....

Person

Age: 27
Gender: M
Location: Birmingham

Car & Insurance

Date of Policy: Dec 2012 - Dec 2013
Car + Insurance Group: Ford Fiestas ST (13)
Insurance Premium: £450 (One Call Insurance)
No Claims Bonus: 4

Just left Churchill today after being insured 12 days ......

I asked about tinting windows (maybe a bit too honest I know) they said ... 'Nah !'
wasnt even dignified with a polite response or explanation ...heck not even a 'no' i got a
'nah' ...cancelled my policy there and then now on with

Adrian Flux, for
113 a month
no NCB
driving for 5 years
23 years old

No such thing as being too honest, if somethings different to the manufacturer build then essentially it should be made note of as a modification

yeah that was my take on it.... Churchill are a bit too militant for my liking apparently similar to alot of these 'advert type' companies ...cheapish insurance with no leaniance

Chirchill were proper s**te for me. Elephants got me down for about. 6 or 7 mods now everytime i ring up theyre like oh i dont think we can add anymore on and come back two min later saying they can do it!

Renewal Just came through

Adrian Flux £867
5years NCB
Driving since oct 07
22 years old
MK1 Focus RS
Welwyn Garden City Herts
All mods, induction, remap, full exhaust, tints everything

happy with that adam ?

seems pretty legit considering the mods

D

Age: 21
Gender: Male
Location: Bradford (or close enough)
Car: 1.6 MK7 Titanium
Insurance Group: 14
NCD: 3 years
Mods: Air Filter, "exterior decorative changes"


Price: £726.44