Sorry to hear about your crash Natasha. I know how you feel since I had a similar crash last year - I hit a car from behind at low speed which meant I needed a new front bumper, foglight and headlight, a wing pulled back out, and also knackered an alloy from hitting the pavement in the crash, whilst the other guy needed a new back bumper.

It's just one of those things that happens, there's no point worrying about it(and I know that's coming from me who got in a MASSIVE state about my own crash). But ultimately all that matters is that you and everyone else is ok, cars can be fixed people can't always be.

I've just had a look at my insurance, and the last time before my crash it was £553 with 2 years ncb. I obviously lost that, and when I came to renew a few months later it was £693 so 25% increase. I'm not sure what you were expecting it to go up by? That is still a bit, but certainly not double or anything.