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As far as I'm aware, the accelerated NCB through Elephant/Admiral can't be transferred to anyone outside of that group, that's why its a bit pointless really as they'll no doubt whack the insurance up when the renewal comes round...





You can use the NCB for the 10 months at about 90% of other insurance companies, I have already done it with a years NCB i got from Admiral.
Also if the more people you add to your insurance the cheaper it gets, I added my mum and dad and it brought it down by £75 or so.