£1000 Fully comp (when I was 21) 2 years no claims. On road.
Anyone who is under 25 try bell.co.uk , they are part of the admiral group, who also do elephant.co.uk etc. It would only cost me £680 fully comp!
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Used to have: Fiesta 1.3LX, BMW 318iS E30, BMW 323i E36 and now a brand spanking new Fiesta ST.