Thanks for the replies peeps - got alot of good advice from you all. As one of the members mentioned, i think its probably wise to buy a Zetec-S untill im over the age of 21. i appreciate that jumping from a 1.0 litre to a 2.0 litre is pretty risky and yeah the insurance would be robbery. Plus the Zetec-S's are nice little cars as well.

Cheers again :-)