Perhaps you'll have to downgrade the car? A Clio Campus 1.2 60hp is group 1 and so is the C1/107/aygo. I think the C1 is 1E however because I think it has an alarm installed as standard. I think I paid £1250 for a clio 1.2 8v 60hp, 3 years old when I got my first insurance even with a crash declared (but not my fault). Then there's something like a KA which is group 2 for the basic model which Polar are flogging for £5000 brand new at the minute. Some manufacturers offer free insurance with a brand new car from time to time so perhaps you could look out for those?