Ford Fiesta ST
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#132338 - 07/06/08 11:54 AM Insurance
Ally Offline
n00b

Registered: 03/10/07
Posts: 15
Loc: South Manchester
Hi everyone, been a member on here for a while but not really posted much so thought it was about time i did.
I got my ins renewal through for my this week from Direct Line which was £775. I'm 24 with 5yrs no claims and 3 points on my licence so thought it wasn't too bad but could be cheaper. Had a go on that Tesco Compare website and managed to get the price down to £392 with Privilage. Nearly half price.
So i phoned up Direct line told them i wanted to cancel from the end of my policy and they did the normal, you are a good customer why are you leaving rubbish. They asked what i'd been quoted by other companies, so i told the price i got from Privilige. The guy on the phone didn't even think about it and just said they would match it! Put me on hold for 2mins and came back with the exact same price but with guarenteed car hire on top.
Thought it was an Absolute joke and proves how much insurance companies are robbing us blind. To be fair i agreed there and then but just wanted to show everyone that it is true, if you shop around and haggle then you can get your insurance for a lot lot less.

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#132339 - 07/06/08 12:00 PM Re: Insurance [Re: Ally]
cra1g Offline
Fiesta Nutter

Registered: 19/11/06
Posts: 2296
Loc: grimsby
i did the same , tesco and direct line are he same company and price mathed, lol, but wiit my rx-8, a lot of compainies refused to insure me and so i had to go with adrian flux at 1150...ohwel lol
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Renault Megane Sport 225bhp Mazda RX-8 192bhp VW Polo Fiesta ST 150 bhp The ig and clair and connor OFFICIAL AMBASSADOR FOR FFST!

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#132340 - 07/06/08 12:02 PM Re: Insurance [Re: cra1g]
STrick Offline


Registered: 16/09/07
Posts: 1866
Loc: near derby
£1150!!!! theres a few years worth of nappies lol
how much did you pay on your ST?


Edited by STrick (07/06/08 12:03 PM)
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#132341 - 07/06/08 12:04 PM Re: Insurance [Re: STrick]
cra1g Offline
Fiesta Nutter

Registered: 19/11/06
Posts: 2296
Loc: grimsby
lol yeah true, but not too bothered lmao
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Renault Megane Sport 225bhp Mazda RX-8 192bhp VW Polo Fiesta ST 150 bhp The ig and clair and connor OFFICIAL AMBASSADOR FOR FFST!

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#132342 - 07/06/08 12:35 PM Re: Insurance [Re: cra1g]
Micky Offline
Site Supporter

Registered: 01/03/05
Posts: 11552
Loc: Westbury-on-severn, Gloucester...
It does always help, Sometimes i just made up a random amount and see if they could match that. 9 times out of 10 they can. It is a joke as most of the time people don't even claim on their insurance so the companys make loads of money.

Given you a little green 'o' aswell as you haven't got one.
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#132343 - 07/06/08 12:41 PM Re: Insurance [Re: Micky]
cra1g Offline
Fiesta Nutter

Registered: 19/11/06
Posts: 2296
Loc: grimsby
Quote:

It does always help, Sometimes i just made up a random amount and see if they could match that. 9 times out of 10 they can. It is a joke as most of the time people don't even claim on their insurance so the companys make loads of money.

Given you a little green 'o' aswell as you haven't got one.




can you make a green rx8 for me micky lol
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Renault Megane Sport 225bhp Mazda RX-8 192bhp VW Polo Fiesta ST 150 bhp The ig and clair and connor OFFICIAL AMBASSADOR FOR FFST!

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#132344 - 07/06/08 12:59 PM Re: Insurance [Re: cra1g]
Micky Offline
Site Supporter

Registered: 01/03/05
Posts: 11552
Loc: Westbury-on-severn, Gloucester...
I'm sure it could be possible but i can't, Scotty would be the one to let you know if its possible or not.
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#132345 - 08/06/08 01:03 AM Re: Insurance [Re: Micky]
cra1g Offline
Fiesta Nutter

Registered: 19/11/06
Posts: 2296
Loc: grimsby
lol, could you ask him lol seen as ur a mod with mor 'power' lmao
_________________________
Renault Megane Sport 225bhp Mazda RX-8 192bhp VW Polo Fiesta ST 150 bhp The ig and clair and connor OFFICIAL AMBASSADOR FOR FFST!

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#132346 - 08/06/08 09:03 PM Re: Insurance [Re: cra1g]
lllnorrislll Offline
n00b

Registered: 20/11/05
Posts: 14
Privilage are underwritten by directline - so I am not surprised that they matched the quote. I did the same but instead of getting another company to match i used Quidco.com and got £100 cash back,as that was what they offering at the time, taking my insurance down to £219. They are still doing cashback at £70 for privilage, but the trick is to get the tesco quote (as its cheaper than going direct), save it and then re-log on via Quidco or one of the cash back sites.

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#132347 - 11/06/08 10:10 PM Re: Insurance [Re: lllnorrislll]
STrick Offline


Registered: 16/09/07
Posts: 1866
Loc: near derby
well well, its ST renewal time! the good lady has shopped around online after the renewal quote dropped in this morning, £497.50p from our current peeps at adrian flux.
after her spending an hour getting quotes from various companies privilege came in at...................£301 fully comp!!! get in!! tesco took the piss with £820 naughty tesco.
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#132348 - 11/06/08 10:14 PM Re: Insurance [Re: STrick]
stuart84 Offline
Fiesta Nutter

Registered: 11/10/04
Posts: 1123
Loc: Berkshire
But you do get a free pressure washer!

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#132349 - 11/06/08 10:38 PM Re: Insurance [Re: stuart84]
STrick Offline


Registered: 16/09/07
Posts: 1866
Loc: near derby
lol i can live without it!!! that extra £500 i saved on tesco's quote i could buy a few pressure washers
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#132350 - 12/06/08 06:27 AM Re: Insurance [Re: stuart84]
babyboom Offline


Registered: 06/06/06
Posts: 11557
Loc: somewhere in the world
Quote:

But you do get a free pressure washer!



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#132351 - 12/06/08 06:52 AM Re: Insurance [Re: STrick]
JJST Offline


Registered: 20/04/07
Posts: 4206
Quote:

well well, its ST renewal time! the good lady has shopped around online after the renewal quote dropped in this morning, £497.50p from our current peeps at adrian flux.
after her spending an hour getting quotes from various companies privilege came in at...................£301 fully comp!!! get in!! tesco took the piss with £820 naughty tesco.



sounds pretty good, give Adrian Flux a call back, they said to me they will match any quote I'm offered - only reason I didn't go with them in the end was because the missus job perk thingy got me a matched quote and 0% on instalments and Adrian Flux can't do anything about the instalments.
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#132352 - 12/06/08 06:58 AM Re: Insurance [Re: JJST]
ric77 Offline
Fiesta Fan

Registered: 08/03/08
Posts: 248
Loc: Staffs
I've just renewed mine with Tesco, £340 doesnt seem too bad, but then again I have full no claims etc etc so its probably about right.

There's no way I would pay some of the prices you younger owners are paying here just to own an ST, completely not worth it.
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#132353 - 12/06/08 08:08 AM Re: Insurance [Re: ric77]
Iceman Offline
Fiesta Nutter

Registered: 27/09/06
Posts: 3019
Loc: Bradford.
got mine sorted last week £290 protected no claims and legal cover.
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#132354 - 12/06/08 10:55 AM Re: Insurance [Re: Iceman]
ric77 Offline
Fiesta Fan

Registered: 08/03/08
Posts: 248
Loc: Staffs
Quote:

got mine sorted last week £290 protected no claims and legal cover.




Who did yoo go with mate?

I'm thinking mine doesnt look too good now, I can cancel within a certain period and its defo not up to that yet.

Rich
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20 years of acid house - none of ths modern stuff thanks!

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#132355 - 12/06/08 10:59 AM Re: Insurance [Re: ric77]
Iceman Offline
Fiesta Nutter

Registered: 27/09/06
Posts: 3019
Loc: Bradford.
Quote:

Quote:

got mine sorted last week £290 protected no claims and legal cover.




Who did yoo go with mate?

I'm thinking mine doesnt look too good now, I can cancel within a certain period and its defo not up to that yet.

Rich



got a competative quote from www.directchoice.com give them a go.
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on my 2nd st.

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#132356 - 12/06/08 05:42 PM Re: Insurance [Re: JJST]
STrick Offline


Registered: 16/09/07
Posts: 1866
Loc: near derby
Quote:

Quote:

well well, its ST renewal time! the good lady has shopped around online after the renewal quote dropped in this morning, £497.50p from our current peeps at adrian flux.
after her spending an hour getting quotes from various companies privilege came in at...................£301 fully comp!!! get in!! tesco took the piss with £820 naughty tesco.



sounds pretty good, give Adrian Flux a call back, they said to me they will match any quote I'm offered - only reason I didn't go with them in the end was because the missus job perk thingy got me a matched quote and 0% on instalments and Adrian Flux can't do anything about the instalments.




they said they will match any like for like quote so they will get another call. the installments dont affect me though as ill just pay it up front! i think £301 is bloody good considering my points!
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#132357 - 12/06/08 06:13 PM Re: Insurance [Re: STrick]
JJST Offline


Registered: 20/04/07
Posts: 4206
Quote:

Quote:

Quote:

well well, its ST renewal time! the good lady has shopped around online after the renewal quote dropped in this morning, £497.50p from our current peeps at adrian flux.
after her spending an hour getting quotes from various companies privilege came in at...................£301 fully comp!!! get in!! tesco took the piss with £820 naughty tesco.



sounds pretty good, give Adrian Flux a call back, they said to me they will match any quote I'm offered - only reason I didn't go with them in the end was because the missus job perk thingy got me a matched quote and 0% on instalments and Adrian Flux can't do anything about the instalments.




they said they will match any like for like quote so they will get another call. the installments dont affect me though as ill just pay it up front! i think £301 is bloody good considering my points!



yeah maybe try and get them to give u a mod for free - Adrian Flux are meant to be good with that like if you add a k&n or flexipipe etc. I was skint but wouldn't pay the ridiculous apr adrian flux were asking, so when the 0% was offered I took their hands off
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#132358 - 12/06/08 06:20 PM Re: Insurance [Re: JJST]
STrick Offline


Registered: 16/09/07
Posts: 1866
Loc: near derby
dont blame you mate, the way things are at the moment i will be cutting my throat paying up front.
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#132359 - 12/06/08 07:27 PM Re: Insurance [Re: STrick]
SI_ST Offline
Fiesta Addict

Registered: 23/12/05
Posts: 835
Loc: Yorkshire
I've been with privilege for just under 3 years and they have always been one of the cheapest. I was with Direct line before them and enquired why they were charging £200-300 less than DL who underwrite privilege. They would not price match and said the profit margins were different. The problem with privilege is that they are not mod friendly. They wanted 6.9% of the premium plus £200 on the excess for no more than 10% power...

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