#176192 - 25/08/09 02:55 PM
Re: Insurance!
[Re: ChrisCumbria]
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Registered: 09/08/09
Posts: 107
Loc: Edinburgh
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I've been with Elephant for years with 6 years no claims (i'm 27) and they quoted me £600 when i bought mine 2 weeks ago.
I'm now Sainbury's bank who undercut them by about half.
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DRIVE SENSIBLY
Kill your speed in resedential areas
And give peeps more time to admire your ride!
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#176195 - 25/08/09 04:32 PM
Re: Insurance!
[Re: Kev]
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 Site Supporter
Registered: 20/10/08
Posts: 7389
Loc: Eaton Bray, Dunstable
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im paying almost double that Stu  one years no claims and im the same age as you!
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Red Escort 1.6LX Then - Red Escort 1.4 Then - Silver Fiesta ST 170BHP Then - White Fiesta ST MR200+ Now - Mitsubishi Evo IV Forged 2.3 500BHP and Mondeo Mk3 2.0TDCI 
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#176202 - 25/08/09 06:08 PM
Re: Insurance!
[Re: Stu.]
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Registered: 26/09/08
Posts: 620
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One thing I've found with insurance is that you also need to check the excess you will pay if you claim, when I recently renewed I wanted to lower my excess, unfortunately this did rather increase the price of the quote but if I ever need it hopefully it will be worth paying the extra rather than paying for something I can't use unless the car is written off.
I ended up with Privilege as well but noticed they put a compulsory excess on for drivers under 25 but in balance were the best quote for me.
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2008 Silver ST
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#176203 - 25/08/09 06:11 PM
Re: Insurance!
[Re: pazza]
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Site Supporter
Registered: 15/03/09
Posts: 4538
Loc: Manchester
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#176204 - 25/08/09 06:31 PM
Re: Insurance!
[Re: Stu.]
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Site Supporter
Registered: 15/10/08
Posts: 15118
Loc: Harpenden, Hertfordshire
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For the younger persons on here....check how much it costs to put under your own and parents name if you want to do it that way
As some come out cheaper either way for me
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 407BHP and 340lbft TD GT28/32 hybrid turbo, 3inch decat, 2.75inch exhaust, air intake + large MAF, injectors, fuel pump, tubular manifold
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#176207 - 25/08/09 09:32 PM
Re: Insurance!
[Re: Stu.]
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Fiesta Mad
Registered: 17/02/06
Posts: 365
Loc: Northampton
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I did a quote for my rs last month and it was 780 on privilege... just done it again and it's 880!!! bastards! not changed one thing!
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#176214 - 25/08/09 11:15 PM
Re: Insurance!
[Re: Alex_H]
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Registered: 03/01/09
Posts: 2509
Loc: Co, DURHAM
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Mine is due next month, just had a quote for £268.51 fully comp, £150 xs.
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Fiesta ST200, K&N Panel Filter otherwise standard for now.
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#176216 - 26/08/09 08:10 AM
Re: Insurance!
[Re: Spiers]
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Registered: 01/03/09
Posts: 15061
Loc: SE London
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#176219 - 26/08/09 12:37 PM
Re: Insurance!
[Re: Spiers]
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Registered: 02/03/09
Posts: 378
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Quote:
i pay £1500 and £850 excess!
Im 21 now so renewal should be good drop next year.
whhhoooooooaaa!!1 bloody hell.
im £1300, im 19, and thts with my gf on the policy, (19 also). ive got my mum on it too, but shes never even driven it yet! 
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#176220 - 26/08/09 01:25 PM
Re: Insurance!
[Re: Spiers]
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Site Supporter
Registered: 15/03/09
Posts: 4538
Loc: Manchester
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Quote:
i pay £1500 and £850 excess!
Im 21 now so renewal should be good drop next year.
WOW! Thats big! £850 excess???? My god who is that with?
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#176221 - 26/08/09 01:37 PM
Re: Insurance!
[Re: Stu.]
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Fiesta Maniac
Registered: 02/01/05
Posts: 6067
Loc: Shoreham-by-Sea, W. Sussex, UK
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£372 I think all mods declared.. KGM via Greenlight
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24/03/05 to 27/06/12 & I loved it
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#176222 - 26/08/09 02:00 PM
Re: Insurance!
[Re: PinkRinse]
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Registered: 23/03/09
Posts: 564
Loc: Derby/Newbury/Manchester
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22 3yrs NCB £800 £836 with mods 
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Black Mountune ST185
Mountune enclosure and K&N57i
Milltek exhaust system including 4-1 manifold
Piper cams & valve springs
Remap
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#176224 - 26/08/09 07:10 PM
Re: Insurance!
[Re: ChrisCumbria]
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Fiesta Mad
Registered: 17/02/06
Posts: 365
Loc: Northampton
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what do you guys think about getting protected no claims?
If i protect it will be £826...
If I don't it will be £682...
So i'd save £140 by not doing it!
I did a dummy quote where I had no no claims and it came out £1086... which is affordable if I was unlucky enough to have a crash or get it stolen. But then there is the peace of mind of having it protected. But apparently the premium goes up anyway regardless?
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#176225 - 26/08/09 08:01 PM
Re: Insurance!
[Re: focussteo]
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Registered: 01/03/06
Posts: 10490
Loc: Birmingham, UK.
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#176227 - 27/08/09 04:51 PM
Re: Insurance!
[Re: Alex_H]
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Fiesta Mad
Registered: 17/02/06
Posts: 365
Loc: Northampton
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i'm pretty sure you only need 4 years... seeing as i've been offered it! lol
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#176228 - 27/08/09 04:56 PM
Re: Insurance!
[Re: focussteo]
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Site Supporter
Registered: 15/10/08
Posts: 15118
Loc: Harpenden, Hertfordshire
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You only need 3 years for PNCD
Been looked up before
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407BHP and 340lbft TD GT28/32 hybrid turbo, 3inch decat, 2.75inch exhaust, air intake + large MAF, injectors, fuel pump, tubular manifold
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#176230 - 27/08/09 08:06 PM
Re: Insurance!
[Re: Stu.]
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Fiesta Fan
Registered: 29/07/07
Posts: 145
Loc: West Midlands
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Quote:
Have you just done that quote now online ST RED?????
It was my renewal quote Stu - been with privilege for 2 previous years, since i became officially classed as a safe driver (4yrs no claims) 
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#176233 - 28/08/09 11:14 PM
Re: Insurance!
[Re: andrewb]
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Site Supporter
Registered: 09/02/09
Posts: 798
Loc: South Yorkshire.
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Quote:
Any young st owners here? Im 19 been driving for 4 months a 1.4 fiesta zetec with st wheels, im looking at buying a st around christmas time and wondering how much i should expect to fork out for insurance?
Just to give me an idea, i really want 1 but dont wana pay over 2000 for insurance
I pay £1500 and £850 excess, i was 20 when i took out the policy. 0NCB
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#176234 - 29/08/09 11:16 AM
Re: Insurance!
[Re: Spiers]
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Registered: 26/04/09
Posts: 14
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I'm 19, been driving just over 2 years, 1 year no claims, 2 crashes in the past... £1000 fully comp, with £400 excess
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#176235 - 29/08/09 06:28 PM
Re: Insurance!
[Re: ritchie840]
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Site Supporter
Registered: 15/10/08
Posts: 15118
Loc: Harpenden, Hertfordshire
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19 no ncb
Paying £1300
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407BHP and 340lbft TD GT28/32 hybrid turbo, 3inch decat, 2.75inch exhaust, air intake + large MAF, injectors, fuel pump, tubular manifold
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#176238 - 30/08/09 08:02 PM
Re: Insurance!
[Re: Alex_H]
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Site Supporter
Registered: 15/10/08
Posts: 15118
Loc: Harpenden, Hertfordshire
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Thats not under my own name
But I can get insurance under my own name for about the same price which I shall do next year
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407BHP and 340lbft TD GT28/32 hybrid turbo, 3inch decat, 2.75inch exhaust, air intake + large MAF, injectors, fuel pump, tubular manifold
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#176241 - 01/09/09 09:07 PM
Re: Insurance!
[Re: Stu.]
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Site Supporter
Registered: 15/10/08
Posts: 15118
Loc: Harpenden, Hertfordshire
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Yes you will I can get a MK1 focus RS under 2k at 19 0 NCB so I'm sure you can 
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407BHP and 340lbft TD GT28/32 hybrid turbo, 3inch decat, 2.75inch exhaust, air intake + large MAF, injectors, fuel pump, tubular manifold
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#176243 - 01/09/09 09:16 PM
Re: Insurance!
[Re: Stu.]
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Site Supporter
Registered: 15/10/08
Posts: 15118
Loc: Harpenden, Hertfordshire
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Sorry I don't mean privilege that was with another insure on confused.com i just meant he could get the insurance if he looked hard enough
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407BHP and 340lbft TD GT28/32 hybrid turbo, 3inch decat, 2.75inch exhaust, air intake + large MAF, injectors, fuel pump, tubular manifold
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#176245 - 01/09/09 09:22 PM
Re: Insurance!
[Re: Stu.]
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Site Supporter
Registered: 15/10/08
Posts: 15118
Loc: Harpenden, Hertfordshire
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Best for me at 19 is admiral for every car
Will have to try privilege
_________________________
407BHP and 340lbft TD GT28/32 hybrid turbo, 3inch decat, 2.75inch exhaust, air intake + large MAF, injectors, fuel pump, tubular manifold
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#176247 - 01/09/09 09:26 PM
Re: Insurance!
[Re: Stu.]
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Site Supporter
Registered: 15/10/08
Posts: 15118
Loc: Harpenden, Hertfordshire
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This is true, although my insurance doesnt come up till next year
_________________________
407BHP and 340lbft TD GT28/32 hybrid turbo, 3inch decat, 2.75inch exhaust, air intake + large MAF, injectors, fuel pump, tubular manifold
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#176250 - 02/09/09 08:58 AM
Re: Insurance!
[Re: Stu.]
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Registered: 01/03/09
Posts: 15061
Loc: SE London
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#176251 - 02/09/09 09:03 AM
Re: Insurance!
[Re: Stu.]
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Registered: 01/07/08
Posts: 8157
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Quote:
...thats when I will be getting something ridiculous!
hmmm  Aston Martin DB9? 
500bhp cossie?
You tell me lol 
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#176253 - 02/09/09 11:46 AM
Re: Insurance!
[Re: Dave_P]
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Registered: 01/07/08
Posts: 8157
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Quote:
At the start of the year I had a quote for insuring an Aston Vanquish... £1100 a year
...but that would leave no money for 'fun'
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#176255 - 02/09/09 11:50 AM
Re: Insurance!
[Re: Dave_P]
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Registered: 01/07/08
Posts: 8157
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#176258 - 02/09/09 06:35 PM
Re: Insurance!
[Re: Stu.]
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Site Supporter
Registered: 15/10/08
Posts: 15118
Loc: Harpenden, Hertfordshire
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Yea nearly 20...just hit a bit of a brick wall...told I need to be able to have a car that can carry a few tools for now
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407BHP and 340lbft TD GT28/32 hybrid turbo, 3inch decat, 2.75inch exhaust, air intake + large MAF, injectors, fuel pump, tubular manifold
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#176259 - 02/09/09 06:50 PM
Re: Insurance!
[Re: Adam08]
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Site Supporter
Registered: 15/03/09
Posts: 4538
Loc: Manchester
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#176260 - 02/09/09 07:36 PM
Re: Insurance!
[Re: Stu.]
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Site Supporter
Registered: 15/10/08
Posts: 15118
Loc: Harpenden, Hertfordshire
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Go off every now and again working on my own so i need to carry tools
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407BHP and 340lbft TD GT28/32 hybrid turbo, 3inch decat, 2.75inch exhaust, air intake + large MAF, injectors, fuel pump, tubular manifold
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