Just had my renewal quote, £597 fully comp, 21 years old 2 years no claims .....Privilege insurance

nice one buddy. Mine was about that last time I did it!

That's really good Stu. I'm currently paying about the same (after spending a full day shopping around in order to get a quoote that low) and I'm almost 30!

I've been with Elephant for years with 6 years no claims (i'm 27) and they quoted me £600 when i bought mine 2 weeks ago.

I'm now Sainbury's bank who undercut them by about half.

I think it all comes down to loyalty etc family have been with privilege for years we get multi car discount and all sorts, and to be fair I have no idea how they work it all out, I got quoted £4790 by one of the companies on compare! Ridiculous, but really happy with Privilege, easy to speak to and can't do enough for you, even got a years AA cover for £15!!!!!! Well impressed!

well done Stu.

im paying almost double that Stu one years no claims and im the same age as you!

Sorry to put a downer on that really good quote but i dont even pay for my insurance, my company loves me too much! hehe we will have to wait and see what they say next year when i replace the ST with the new RS

hahaha Brads.....your gay! lol thats quality mate! Still, im happy with my deal I think I did well! Got them down another £100 on the phone as I blagued I had a quote from someone else and they "matched" it lol

haha nice! i havent had my own insurance since i was 19! my company said when i joined them i can put my car on their fleet insurance as i was working really hard and to class it as a "bonus". Goodness knows what they will say when their insurance premium goes up after i change cars haha woooo get them down some more if you ask me

haha thats awesome! To be fair Im happy with the deal and I will screw them again next year! lol

haha yeh definately sounds like a plan! best not piss them off just yet otherwise they might revoke their offer! nice work there

haha they can't revoke it, Ive paid for it lol

One thing I've found with insurance is that you also need to check the excess you will pay if you claim, when I recently renewed I wanted to lower my excess, unfortunately this did rather increase the price of the quote but if I ever need it hopefully it will be worth paying the extra rather than paying for something I can't use unless the car is written off.

I ended up with Privilege as well but noticed they put a compulsory excess on for drivers under 25 but in balance were the best quote for me.

My excess is £150