Mate, I'm only 19, you have to be 21 to go with greenlight. It will take me two years to properly explain why I ended up paying that, but at the time it was the cheapest quote

Have you tryed these, they are a direct link from greenlight website

http://www.ecarinsurance.co.uk/index.php

Or if you've modified you're car, these

http://www.emodifiedcarinsurance.co.uk/index.php

Duncan P, you have a very nice + fast car for a 19 year old!

Just a thought, but if you did an ST engine conversion, you could just not insurance declare it? They do not always check the engine after accidents and MOTs you woule be able to get away with.

But the overall cost of changin everything, would be too expensive.


Spark - what engine is your fiesta?

Also, do people think that the 1.25 fiesta is too slow?

ok, sorry i did think it was a bit of a stupid suggestion


But...do you think minor mods such as new lights, aerial, tinted windows, that sort of thing should really be declared?

Becuase if you crashed, you could remove these parts?

Performance modifications should be declared, lights, Aerials etc wouldn't be classed as "Modifications" by the Insurance company. Any thing that affects the performance of the car should be declared.

So anything non performance related is ok not to declare you feel?

Well to be honest, I had stripes put on mine and have not declared this. And I don't think my Insurance company would be bothered either!

ye, but say if your car was like one of the show cars, without a huge engine, just a lot of visual mods. Should they all be declared?

You'd have to check with your insurance company mate, As far as my insurance company goes Performance mods and Wheels should all be declared, Cosmetic modifications do not have to be declared providing they do not change the overall appearance for example respraying the car a different colour.

Cheer Ben, I do love it But as Stu said, ALWAYS ALWAYS declare your mods, if you cant afford/justify the premium hike, don't buy them. And declare everything! I once heard a story where a guy had parked his car outside his house as always and someone smashed into it and drove off. His insurance didn't pay out just because he put Lexus lights on it (muppet ) )
All insurance companies want is your money, and if they can find a way of avoiding paying out they will!
Good luck with the conversion if you go ahead with it though mate

yes absolutley everything is checked so they can get out of paying. someone crashed into my brother inlaw and when he went to claim, his insurance wouldnt cover him beacuse he didnt declaire the 3 points he got for speeding. daft but only fair as he broke his contract with the insurance.

Surely his insurance wouldn't care as its not them paying out?

no the other kids insurance company said they didnt have to pay anything to him because of this