I went into my dealers the other day and he said we needed to chat about FSA... wtf's FSA?? And what's it got to do with me buying a car?

Financial Services Authority. Basically telling you your rights regarding finance. Probably the usual rubbish like you can pay your car in full whenever you like and may be entitled to a rebate or there can be up to 2 months charge of interest for finishing the contract early. You can return the car to the finance company if you own more than 50% of the car with no further charge etc.

oh right... cheers. I'm paying for the car in cash though... :-S oh well at least it's nothing major! I'll just say "here's the cash!" hehe

Must be trying to skank some finance on it unless its a term the dealer use for something.

They will go through a statement of demands and needs..... things like after 3 years will you be able to pay for repairs if not do you want an extended warranty.

Also if you were to have a total loss insurance claim after the first year would you be able to cover the difference to buy a new car ... do you want a VRP insurance?

Its to cover their back and yours to make sure no one is dicking you.

Oh yeah, it will probably be GAP.

yeah i got the afternoon off work so i popped in to get it out the way and it was GAP, cheers for your help guys!