Following the advice of other members i decided to get a new car insurance quote with an older driver on. I only pay just over £500 a year fully comp but thought i'd see if i could save money by putting my mum on. She's in her 50's, been driving for 17 yrs, no claims or accidents, no convictions and full no claims bonus. Anyway i was shocked when the quote came back at £1470!! Why would i be paying nearly triple to but my mum as a named driver?? anyone got any ideas?

thats very weird! don't understand such a big price different between those two!Can't help you there! Are you sure they didn't have make a mistake?

i went through it twice and tried one othr insurance company which also add a lot on (just over double!) i don't ge it. But i remember years ago when i had a had a ka it cost more with my mum on the insurance! But when i got quote to go on my ex's car (ST170) it was gonna bring his insurance down by a few hundred pounds! oh well, never mind. Mystery of insurance!

maybe because its a woman? but usually its cheaper for woman to insure compared to man because woman "should" be safer driver!

depends which woman is behind the wheel!

lisa thats very strange,do you have a large excess on policy,i increased excess on mine and premium dropped.currantly paying around £380 full comp £300 excess.

hi iceman. i have a compulsary excess of £250 (cos im under 25) then a voluntary excess of £200 i think (might be £175).

Insurance is a big mystery to me also.

For me as a sole driver on my ST, driving for 25 years, no convictions, full NCD with no claims in over 20 years came out at £350.

When i added my wife to the policy, driving for 10 years, no convictions but has had 2 claims in the last 5 years, they knocked £40 off! .

have u paid 4 ure insurance yet or r u just getting quotes at moment.

Strange!

Anyway im off out to rack up some miles! can u believe ive had my ST for 6 months and it only has 2700 on the clock!

i've paid it for myself which was £512 for the yr fully comp. just thought id see if id save money with putting my mum on. so not really bothered if it didnt cos im not exactly paying a fortune for it as it is.

if i was to be insured on my own policy it would be nearly £4000 with my dad its £700 and if we were to add my mum to it(no convictions for any of us btw) it would be over £1000

I agree with u babyboom. of course im an ace driver