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#6667 - 10/01/05 02:57 PM Insurance :(
Scotty Porsche 997 Turbo & ST150 Registered: 27/02/04 Posts: 18100 Loc: Nuneaton, Warwickshire	Well... Doesn't look promising guys... my current lowest quote is 1600 named driver which is far 2 much when im not building up any no claims bonus... Im waiting to hear from one more broker whos my friends dad but from the reply he gives me decides if the Keys to a new get into my hands or it ends up all being a vague dream in a cloudy mist of hopeful prayers. I have been talking to the Insurance companies about how much 1 years no claims bonus would affect me on a and they quoted me... Now: £3000 1 yrs No claims: £2000 £1000 difference... it just shows you how much it affects the quote on powerful cars! My Focus isn't half bad and i really do love her to bits still!!! _________________________
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#6668 - 10/01/05 03:45 PM Re: Insurance :( [Re: Scotty]
supercharged Fiesta Fan Registered: 24/05/04 Posts: 214 Loc: Nuneaton, Warwickshire	Have you got any no claims discount at all then?
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#6669 - 10/01/05 04:10 PM Re: Insurance :( [Re: supercharged]
Scotty Porsche 997 Turbo & ST150 Registered: 27/02/04 Posts: 18100 Loc: Nuneaton, Warwickshire	Quote: Have you got any no claims discount at all then? Nope When i was 17 i drove my dads company car focus around as it was free insurance, free tyres , free servicing, free everything so i managed to get 17,500miles on that in the space of 7 months. I then had my 1.8 focus private and insured it under my dad as it was fully protected no claims and the price was shocking to insure it by myself... 18yrs old No NCB - 1.8 Focus = £3000 Under my dad it came to - £750 But im now 19 and have bumped the quota up to 18k and its £850. Bumped it up as i managed 24k in a year On my own it is £1600 which isn't 2 bad but yet still £800 which i do not wish to fork out for insurance just yet! When i am 21 everything will go down and ill then fork out for my own! _________________________
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#6670 - 10/01/05 04:16 PM Re: Insurance :( [Re: Scotty]
supercharged Fiesta Fan Registered: 24/05/04 Posts: 214 Loc: Nuneaton, Warwickshire	Well this is the issue, as soon as i past my test around March 03, i got my own car an managed to insure it then, therefore come march this year i will have 2 years no claim bonus that i've earn't myself. That really why my insurance quotes are alot better than you getting atm for it! I wonder how, or if you can get around this issue to get your ST!
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#6671 - 10/01/05 04:18 PM Re: Insurance :( [Re: Scotty]
davidChief Test Account Registered: 27/02/04 Posts: 864 Loc: Warwickshire	Insurance is a killer... I'd have a few cars as side projects by now if it wasn't for the stupid amounts they want... _________________________ Dave \| Focus RS
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#6672 - 10/01/05 05:34 PM Re: Insurance :( [Re: davidChief]
Bakes n00b Registered: 04/10/04 Posts: 20 Loc: Worcestershire	I know exactly how you feel Scotty. Luckily I'll be 21 soon and I have been quoted about £1000 for insurance on the ST with 0 yrs NCB. I have been a named driver now for three years because it wasn't worth me getting my own, couple of hundred pounds compared to well over a thousand. Good luck with getting a cheaper quote! Chris
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#6673 - 10/01/05 05:53 PM Re: Insurance :( [Re: Bakes]
JON_XL n00b Registered: 02/01/05 Posts: 46 Loc: Garden of England	scotty have youtried www.confused.com just a thought but they do take the ball ache out of ringing round
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#6674 - 10/01/05 06:13 PM Re: Insurance :( [Re: JON_XL]
Taff n00b Registered: 03/06/04 Posts: 22 Loc: Beds/Herts	Just been quoted over £1400 for the st. I'm 21 with 0 yrs NCB, with an accident claim last year. Better than I thought it would be. But with 1 yrs NBC only £50 cheaper not as good as I'd thought it'd be. That was with www.elephant.co.uk
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#6675 - 11/01/05 12:02 PM Re: Insurance :( [Re: JON_XL]
Scotty Porsche 997 Turbo & ST150 Registered: 27/02/04 Posts: 18100 Loc: Nuneaton, Warwickshire	Quote: scotty have youtried www.confused.com just a thought but they do take the ball ache out of ringing round Tried it and figures were 3***+ Looks like i will be keeping my foci until im 21! _________________________
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#6676 - 11/01/05 01:33 PM Re: Insurance :( [Re: Scotty]
Scotty Porsche 997 Turbo & ST150 Registered: 27/02/04 Posts: 18100 Loc: Nuneaton, Warwickshire	Bad News Guys even tho i had a broker on the case he could not get me a better quote than £1600 so it looks like ill be sticking with my foci atleast for the time being!!! _________________________
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#6677 - 11/01/05 05:32 PM Re: Insurance :( [Re: Scotty]
Dirkxke_ST Fiesta Mad Registered: 12/03/04 Posts: 289 Loc: Belgium	Quote: Bad News Guys even tho i had a broker on the case he could not get me a better quote than £1600 so it looks like ill be sticking with my foci atleast for the time being!!! that really sucks for you, but after a few month/years you will have more options for the ST _________________________ ST on my driveway ^^
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#6678 - 11/01/05 07:59 PM Re: Insurance :( [Re: Dirkxke_ST]
Scotty Porsche 997 Turbo & ST150 Registered: 27/02/04 Posts: 18100 Loc: Nuneaton, Warwickshire	Quote: Quote: Bad News Guys even tho i had a broker on the case he could not get me a better quote than £1600 so it looks like ill be sticking with my foci atleast for the time being!!! that really sucks for you, but after a few month/years you will have more options for the ST Yer... Im going to wait until September and think about getting one then as ill save cash up for the extra insurance and deposite. _________________________
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#6679 - 12/01/05 02:21 PM Re: Insurance :( [Re: Scotty]
zag2me n00b Registered: 04/10/04 Posts: 37	As mentioned on top gear anyone under 21 should really be looking at the Fiesta S.
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#6680 - 12/01/05 03:57 PM Re: Insurance :( [Re: zag2me]
Scotty Porsche 997 Turbo & ST150 Registered: 27/02/04 Posts: 18100 Loc: Nuneaton, Warwickshire	Quote: As mentioned on top gear anyone under 21 should really be looking at the Fiesta S. But im not 21 and im not "really" either so i will have either an fiesta or an focus in time. _________________________
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