[hugh recovers consciousness, re reads Barts post] {swoooon - thud!}
I'm 27 and pay £450 allrisk (fully comprehensive) for my Mondeo ST TDCi with my 22 year old fiance on the policy, and £600 for her MG ZR 160. That's with Full No claims on each.
My motorbike (VFR400R) however costs only £160. poohbear - I learnt to ride on the GS500, that's unbelieveable that you can't get full cover.