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#264309 - 07/12/10 07:52 PM Insurance in Manchester
Niburu Offline


Registered: 01/06/07
Posts: 715
Loc: Manchester
Calling all ST drivers who live in Manchester ..... I am currently looking around for insurance before mine runs out at the end of December and I am having a terrible time. My postcode is M15 and my current insurer will not reinsure me because of the postcode and the cheapest other quote I can find is £750!! This is crazy, I paid £380 last year and I now have 9 years NCB and am 32 years old ..... this can't be right surely??!!!
The car is in a secure underground parking lot and its like fort knox down there!!! Anyone got any ideas where I should be looking for insurance??
Thanks in advance ....
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Escort 1.6GLE, Escort 1.3, Fiesta 1.3, Fiesta ST!

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#264310 - 07/12/10 08:47 PM Re: Insurance in Manchester [Re: Niburu]
Adam08 Offline
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Registered: 15/10/08
Posts: 15118
Loc: Harpenden, Hertfordshire
Didn't know people in Manchester bothered with insurance

But yes insurance has doubled for alot of people, so I'm not surprised by it tbh
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407BHP and 340lbft
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#264311 - 07/12/10 09:25 PM Re: Insurance in Manchester [Re: Adam08]
Niburu Offline


Registered: 01/06/07
Posts: 715
Loc: Manchester
Quote:

Didn't know people in Manchester bothered with insurance



With prices like this I am not surprised!
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Escort 1.6GLE, Escort 1.3, Fiesta 1.3, Fiesta ST!

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#264312 - 07/12/10 09:59 PM Re: Insurance in Manchester [Re: Niburu]
Anthony1664 Offline
My real name is Dave

Registered: 27/04/06
Posts: 4703
Loc: Always on here these days !!!
Quote:

Quote:

Didn't know people in Manchester bothered with insurance



With prices like this I am not surprised!




Unfortunately that's why so many dont as the fine is less than the insurance!

Have you tried the brookers such as

Adrian Flux http://www.adrianflux.co.uk

and Chris Knott? http://www.ckinsurance.co.uk
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The Mk6 Fiesta st grew in size & became a Mk3 Mondeo st it now it's shrinking to a Mk3.5 Focus ST3


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#264313 - 07/12/10 10:15 PM Re: Insurance in Manchester [Re: Anthony1664]
Niburu Offline


Registered: 01/06/07
Posts: 715
Loc: Manchester
Thanks Dave, will give them a go tomorrow. Never normally have any hassle with insurance, seems the post code is near the top of the `most wanted` list
_________________________
Escort 1.6GLE, Escort 1.3, Fiesta 1.3, Fiesta ST!

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#264314 - 07/12/10 10:22 PM Re: Insurance in Manchester [Re: Niburu]
Anthony1664 Offline
My real name is Dave

Registered: 27/04/06
Posts: 4703
Loc: Always on here these days !!!
yeh unfortunately postcodes are a killer if there have been a few claims in the same one plus this year premiums have gone through the roof after last winters claims and with the weather now I am sure that's just set to get worse......... we need some regulation of insurance rates or more and more will go without and risk the fines
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The Mk6 Fiesta st grew in size & became a Mk3 Mondeo st it now it's shrinking to a Mk3.5 Focus ST3


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#264315 - 07/12/10 10:27 PM Re: Insurance in Manchester [Re: Anthony1664]
Adam08 Offline
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Registered: 15/10/08
Posts: 15118
Loc: Harpenden, Hertfordshire
The problem being that the insurance companies aren't making much money so have raised the premiums they are set to double next year

Theres too many people claiming for whip lash etc
_________________________


407BHP and 340lbft
TD GT28/32 hybrid turbo, 3inch decat, 2.75inch exhaust, air intake + large MAF, injectors, fuel pump, tubular manifold

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#264316 - 07/12/10 11:07 PM Re: Insurance in Manchester [Re: Adam08]
Micky Offline
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Registered: 01/03/05
Posts: 11552
Loc: Westbury-on-severn, Gloucester...
Adam is that everywhere or just bad postcodes?

Last year mine went up £38. Can't afford double.
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#264317 - 07/12/10 11:45 PM Re: Insurance in Manchester [Re: Micky]
Adam08 Offline
Site Supporter

Registered: 15/10/08
Posts: 15118
Loc: Harpenden, Hertfordshire
Well its what I've been reading elsewhere, not sure where exactly, but everyone should be prepared for a big hike in premiums, just keep a check on them every now and again to see what it will cost you
_________________________


407BHP and 340lbft
TD GT28/32 hybrid turbo, 3inch decat, 2.75inch exhaust, air intake + large MAF, injectors, fuel pump, tubular manifold

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#264318 - 08/12/10 02:45 AM Re: Insurance in Manchester [Re: Adam08]
db04dan Offline
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Registered: 18/01/10
Posts: 3190
Loc: Essex
Quote:

Didn't know people in Manchester bothered with insurance







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#264319 - 08/12/10 02:49 AM Re: Insurance in Manchester [Re: db04dan]
H47PER Offline


Registered: 23/11/09
Posts: 4599
Loc: sheffield
just got mine £200ish cheaper than last year so im happy. adrianflux FTW
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#264320 - 08/12/10 02:50 AM Re: Insurance in Manchester [Re: H47PER]
db04dan Offline
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Registered: 18/01/10
Posts: 3190
Loc: Essex
mine was £30 cheaper this year.. cash back

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#264321 - 08/12/10 02:56 AM Re: Insurance in Manchester [Re: db04dan]
H47PER Offline


Registered: 23/11/09
Posts: 4599
Loc: sheffield
hi dan. good morning to you
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Chuck Norris is never late, the world is just early!!

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#264322 - 08/12/10 10:48 AM Re: Insurance in Manchester [Re: H47PER]
Alex_H Offline


Registered: 01/03/09
Posts: 15061
Loc: SE London
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#264323 - 08/12/10 01:30 PM Re: Insurance in Manchester [Re: Alex_H]
gary4vicky Offline
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Registered: 09/05/10
Posts: 4603
Loc: Northampton
mines about £800 a year with 4 years no claims and i'm with greenlight. went to them after a couple i got where about £1000+. I recommnded my friend to them who has a 57 plate type r and his insurance went down by a few hundred pound when he went to them
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