Ford Fiesta ST
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#55250 - 09/10/06 04:57 PM Just happened today...
iDan Offline
Fiesta Fan

Registered: 27/01/06
Posts: 157
Loc: Co Durham
My was sat in the car park at work, minding it's own business, when a french articulated lorry driver decided to reverse into it. Not content with that, he decided to push it 3 feet backwards and up onto the bumper of the Audi parked behind me.

My car: Both bumpers, head light, front wing, front grille, front impact damper, rear crossmember, and possibly the bonnet.

The Audi: Cracked number plate.

I hope the details he gave me are correct.

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Used to have... Nova SR 306 Turbo Diesel Ibiza 1.4S

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#55251 - 09/10/06 04:58 PM Re: Just happened today... [Re: iDan]
PinkRinse Offline
Fiesta Maniac

Registered: 02/01/05
Posts: 6067
Loc: Shoreham-by-Sea, W. Sussex, UK
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24/03/05 to 27/06/12 & I loved it

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#55252 - 09/10/06 05:11 PM Re: Just happened today... [Re: PinkRinse]
DAVE T ST Offline
Fiesta Nutter

Registered: 15/01/06
Posts: 3556
Loc: Tipton nr. Dudley, W. Mids
OMG, French?
Why didn't you call the Police to check him out?????
I hope everything will be OK for you.
_________________________
2011 Focus 3-door Zetec 1.6 TDCi.
Previous <img src="/images/graemlins/stemo.gif" alt="" />s - 2006 Panther Black & 2007 Red. Gone and quite forgotten <img src="/images/graemlins/lol.gif" alt="" />

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#55253 - 09/10/06 05:18 PM Re: Just happened today... [Re: DAVE T ST]
iDan Offline
Fiesta Fan

Registered: 27/01/06
Posts: 157
Loc: Co Durham
I've phoned him company, and given his reg, and they've given me the same name as he did. They said if I fax a quote they will send it to their insurance company to sort out. I hope the alnguage thing doesn't complicate things.

MERDE!!!!!
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Used to have... Nova SR 306 Turbo Diesel Ibiza 1.4S

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#55254 - 09/10/06 05:22 PM Re: Just happened today... [Re: iDan]
DAVE T ST Offline
Fiesta Nutter

Registered: 15/01/06
Posts: 3556
Loc: Tipton nr. Dudley, W. Mids
No ,it shouldn't do, but you should let your insurance company do all the chasing for you, that's what you pay them all that hard-earned money for.
_________________________
2011 Focus 3-door Zetec 1.6 TDCi.
Previous <img src="/images/graemlins/stemo.gif" alt="" />s - 2006 Panther Black & 2007 Red. Gone and quite forgotten <img src="/images/graemlins/lol.gif" alt="" />

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#55255 - 09/10/06 05:24 PM Re: Just happened today... [Re: DAVE T ST]
DAVE T ST Offline
Fiesta Nutter

Registered: 15/01/06
Posts: 3556
Loc: Tipton nr. Dudley, W. Mids
Just get them to get your car fixed but tell them beforehand that your not giving them any excess as it's not your fault as the car was parked.
That will make them hurry up to get the money off the other's insurance.
And get them to agree that it won't go down as a fault claim
_________________________
2011 Focus 3-door Zetec 1.6 TDCi.
Previous <img src="/images/graemlins/stemo.gif" alt="" />s - 2006 Panther Black & 2007 Red. Gone and quite forgotten <img src="/images/graemlins/lol.gif" alt="" />

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#55256 - 10/10/06 06:26 AM Re: Just happened today... [Re: DAVE T ST]
iDan Offline
Fiesta Fan

Registered: 27/01/06
Posts: 157
Loc: Co Durham
Good idea Dave,

Cheers
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Used to have... Nova SR 306 Turbo Diesel Ibiza 1.4S

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#55257 - 10/10/06 07:18 AM Re: Just happened today... [Re: iDan]
stuart84 Offline
Fiesta Nutter

Registered: 11/10/04
Posts: 1123
Loc: Berkshire
Sorry to hear about your car. Hopefully it will be back on the road again soon.

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#55258 - 10/10/06 04:38 PM Re: Just happened today... [Re: stuart84]
babyboom Offline


Registered: 06/06/06
Posts: 11557
Loc: somewhere in the world
Sorry for your car! some french driver just dont no how to drive! have u got any pictures to see the damage??
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#55259 - 10/10/06 08:19 PM Re: Just happened today... [Re: babyboom]
iDan Offline
Fiesta Fan

Registered: 27/01/06
Posts: 157
Loc: Co Durham
It doesn't actually LOOK that bad, but all the gaps between the panels are different sizes.
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Used to have... Nova SR 306 Turbo Diesel Ibiza 1.4S

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#55260 - 01/02/07 09:20 PM Re: Just happened today... [Re: iDan]
iDan Offline
Fiesta Fan

Registered: 27/01/06
Posts: 157
Loc: Co Durham
I know it's an old post, but I thought I'd let everyone know that the insurance is STILL not sorted out!

The car is fixed, but I've had to pay out. Hopefully it will be sorted by easter!

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Used to have... Nova SR 306 Turbo Diesel Ibiza 1.4S

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#55261 - 01/02/07 09:26 PM Re: Just happened today... [Re: iDan]
Scotty Offline
Porsche 997 Turbo & ST150

Registered: 27/02/04
Posts: 18100
Loc: Nuneaton, Warwickshire
I hope it is for your sakes... what a bloody mission!!!
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#55262 - 01/02/07 09:54 PM Re: Just happened today... [Re: Scotty]
babyboom Offline


Registered: 06/06/06
Posts: 11557
Loc: somewhere in the world
yes thats a old story!! cant understand is not done yet! say that a friend of mine got hit by a Taxi driver and damage all the side of her Micra now its fixed but still fight against the driver cos he doesn't response to any letters!
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#55263 - 02/02/07 12:28 PM Re: Just happened today... [Re: babyboom]
gnasher Offline
Fiesta Fan

Registered: 19/01/07
Posts: 110
Good luck mate and keep chasing your insurance company! My girlfriend got bumped by a lorry whilst she was parked. Being the div she is, she and the driver looked at the point of impact and decided there wasn't any damage but exchanged number plates just in case(thankfully!). When she got home i inspected the car and saw that the indicator was cracked and the bumper was scuffed...derrr. c£350 worth of damage!!

Anyway, to cut along story short- dont ever use EGG insurance as they are pathetic, their lack of customer care is astonishing and they constantly failed to chase the 3rd party for the money. Over 12 months later the GF gets a letter through the door telling her that the offending lorry's owners have gone into liquidation and she wont be getting paid out for the damage. Lesson learnt. Always get the other persons full details, take pictures of the incident no matter how small it may see at first glance.

All the best

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#55264 - 02/02/07 01:58 PM Re: Just happened today... [Re: gnasher]
Scotty Offline
Porsche 997 Turbo & ST150

Registered: 27/02/04
Posts: 18100
Loc: Nuneaton, Warwickshire
This is why camera phones are so useful now days. If you don't have a digi cam in your car then atleast you can get something!

I always have my digicam with me but my phones 3.2mp which is pretty mad.
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#55265 - 02/02/07 02:55 PM Re: Just happened today... [Re: Scotty]
PinkRinse Offline
Fiesta Maniac

Registered: 02/01/05
Posts: 6067
Loc: Shoreham-by-Sea, W. Sussex, UK
That or a little disposable camera in your glove box
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24/03/05 to 27/06/12 & I loved it

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#55266 - 03/02/07 04:36 PM Re: Just happened today... [Re: PinkRinse]
Scotty Offline
Porsche 997 Turbo & ST150

Registered: 27/02/04
Posts: 18100
Loc: Nuneaton, Warwickshire
Quote:

That or a little disposable camera in your glove box




Yup, very good idea that Pink... saves worrying about people getting their hands on your digi cam.
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#55267 - 03/02/07 06:18 PM Re: Just happened today... [Re: Scotty]
ChrisCumbria Offline

Driving as Daily

Registered: 26/06/05
Posts: 23932
Loc: Whitehaven, Cumbria
Yes you don't know what some people are like, you hear a lot about things getting out of hands after accidents.
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#55268 - 03/02/07 07:39 PM Re: Just happened today... [Re: ChrisCumbria]
fiona Offline
Regular

Registered: 21/01/07
Posts: 74
Loc: bonny Scotland
Cooperative insurance company are just as bad. Someone ran straight into my car 3 weeks ago (see noob post) anyway my insurance have done nothing in three weeks saying that they are busy with storm damage (the storm was only a week and a half ago!!!! shouldn't they be dealing with me first). Oh n they messed up n didnt give me a hire car because they got the details mixed up - the driver who hit me was also called fiona, when i called the insurance they said it was clearly my fault. After blowing several fuses they realised it was her mistake!! but no hire car because its after 14 days - didnt matter how much i argued. The moral of the story when i get an it will not be insured by CIS

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#55269 - 04/02/07 02:50 PM Re: Just happened today... [Re: fiona]
Kev Offline



Registered: 01/03/06
Posts: 10490
Loc: Birmingham, UK.
Sorry to hear of all your insurance downfalls, but i have allways believed, you get what you pay for.

I have been quoted less than £200 for my , all the way up to £1100.

Under £200 sounded great but have never heard of the company (got it on a net search)

So i went half way with a well known company. My wife was rear ended and the driver did a runner (uninsured obviously).

My insurance was great. A courtesy car, no loss to NCB, and we were given £2000 compensation from the 'Motor Vehicle Bureau' for whiplash injuries, which i would never have thought about until the insurance sorted it.

So. The cheapest is not allways the best bet.You don't know whats around the corner.
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#55270 - 05/02/07 12:30 PM Re: Just happened today... [Re: Kev]
steve1981 Offline
Fiesta Nutter

Registered: 26/09/06
Posts: 1287
Loc: Cambs
Quote:

Sorry to hear of all your insurance downfalls, but i have allways believed, you get what you pay for.

I have been quoted less than £200 for my , all the way up to £1100.

Under £200 sounded great but have never heard of the company (got it on a net search)

So i went half way with a well known company. My wife was rear ended and the driver did a runner (uninsured obviously).

My insurance was great. A courtesy car, no loss to NCB, and we were given £2000 compensation from the 'Motor Vehicle Bureau' for whiplash injuries, which i would never have thought about until the insurance sorted it.

So. The cheapest is not allways the best bet.You don't know whats around the corner.




I'd agree that the cheapest is not always the best but equally you have to remember that insurance companies make money by not paying out! I went with Elephant on my 306 before moving to the ST but have transfered the policy to the ST. Not only are they competative with regard to price, but they also have very good service and have sorted out many issues in the past. My only gripe is that when I first moved to them I had an outstanding insurance claim (7 months since accident without resolution) and then when my no claims got updated the discount was £3.50 for the year

Still.... cheaper even with zero NCB compared to 1 year with other companies!

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#55271 - 05/02/07 03:27 PM Re: Just happened today... [Re: steve1981]
ben_st Offline



Registered: 02/10/05
Posts: 1957
Loc: Gatwick, UK
I have had a quote of £939 pounds fully comp for my ST and im 20 with 3 years NCB. the nearest i could get to that from moneysupermarket.com was £1300 but cant remember who it was with. and with elephant, named drivers now earn their own no claims as well.

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